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In a couple of weeks, hubby and myself are taking a trip to see if this is where we would like to make our home. Living in Fl right now, between the heat (lack of seasons) real estate taxes and homeowners insurance ($2,000) we're ready for a change. I won't go into what its really like........yuck.
Both of us are over 60, retired and a mixed couple (jewish/catholic) we are not church goers, hubby is retired Fed, I'm retired singer. He has been a volunteer (docent) at several museums in NY and recently an art museum here in FL. and really enjoys it. I do volunteer work.
We're looking for a friendly place, where neighbors say Hi and wave (you won't find it here in Fl) nice parks, book stores (barnes and noble) possibly any museums to volunteer at, and I can't live without a super Walmart. We have a dog so a dog park would be nice, and of course, medical needs such as hospital need to be addressed.
Can someone tell me about the real estate taxes, we're looking around $150,000 and if there are any "senior breaks" on taxes in KY.
Thank you for your time........Songbird42
Last edited by Songbird42; 04-25-2008 at 04:37 PM..
Reason: added sentence
Hello,
I live in Bourbon County adjacent to Lexington/Fayette County in the town of Paris. I work in Lexington and from my username of course, you can tell what I do
I am very familiar with the taxes in this area and yes, there are Homestead Exemptions for property tax reductions available to Seniors. I think the %'s vary slightly by county but one customer of mine recently received a 35% reduction. At full rate, Fayette County on $150,000 you are looking at slightly more than $1500/year. You can purchase a little more home in some of the adjoining counties for roughly the same in taxes. My home in Bourbon County has taxes of $1500/yr on assessed value of $164,000. If you take a drive up US 27 from I-75 to Paris I think you'll find the countryside beautiful. This used to be a hazardous 2-lane road at one time but now is one of the most pleasureable to drive 4-lane highways around.
The east side of Lexington has the Hamburg area with extensive shopping and dining (including Barnes and Noble) but there can be a lot of traffic.
The surrounding towns all have Super Wal-Marts now. Here in Paris, our Super Walmart opened in Jan 2007....Its nice having this all of 2 minutes from my house
Paris does have some historic sites including the Hopewell Museum, Duncan Tavern, and the Cane Ridge Shrine out in the county. Plenty of horse farms of course here too. I'm originally from Ohio but I've felt welcome here all along and I would not hesitate to recommend living here.
As far as Dog parks go, Paris added one on the bypass, just about 1/4 mile up from Walmart. My dog runs in the backyard most of the time so I dont really use it but I see many do. Not sure where the ones in Lexington/Fayette County are exactly.
Paris has Bourbon Community Hospital which was built/relocated to its current location in the 1980's has adequate services and a medical clinic out front with family physicians and specialists as well. My wife did work there for 1 year and my daughter had her tonsils out there so dont really have any complaints about it.
If I can answer any further questions for you just let me know.
Hope this helps a bit.
From the description, it sounds like you would like the Hamburg/Todds Rd/Richmond Rd/Liberty Rd. area the best. Super Walmart and Barnes & Noble are in Hamburg, Jacobson Park would also be close, it has a dog run and is off Richmond Rd. There are alot of Doctor's offices plus a hospital on Richmond Rd. The zip code for all this part of town is 40509.
I live in this area and find that everything you want and need is close by. Traffic can be bad at certain times, but being retired, you likely could work around "Rush hour" traffic.
Unless you want a really big house, there are several neighborhoods in this area that are within the price you mentioned. I like Eastwood, Timber Creek, Eastlake and Chilesburg. There are also a few that I would avoid!
$150,000 might get you a nice small home in Autumn Ridge. That's a nice neighborhood that's close to everything and it's close to shopping at Hamburg (Barnes & Noble, Target, Wal Mart, Meijer, etc) and the interstate. It's off Man O War Blvd on Pleasant Ridge Drive. The yards are VERY small in that neighborhood though.
I'm quite surprised as to how you described your current situation in FL. I lived in FL growing up. It was a wonderful place to live, but I do agree - the lack of seasons can get a bit old. Did you live in a bigger city in FL? I lived in a small town in central FL - and everyone was quite friendly - but again, that was in a small town. Good luck in your search for a home in KY - It's a wonderful place to relocate! :-)
I'm quite surprised as to how you described your current situation in FL. I lived in FL growing up. It was a wonderful place to live, but I do agree - the lack of seasons can get a bit old. Did you live in a bigger city in FL? I lived in a small town in central FL - and everyone was quite friendly - but again, that was in a small town. Good luck in your search for a home in KY - It's a wonderful place to relocate! :-)
Have lived on the West Coast of FL in Spring Hill, Fl. for the last 21 yrs. Population 167,000 we currently have 7.1 unemployment which is second hightest in the state, we have well over 4,000 homes for sale with 968 in foreclosure, real estate prices are falling faster than leaves off a tree, down about 15%-20%. I'm tired of waking up and walking out the door at 7:30AM and its 82 degrees, I'm tired of living with A/C 24-7, I'm tired of unfriendly/rude people, I'm tired of sun glaring day in day out......I really need a change.
The beauty of having four seasons is a blessing IMO! Although, I sure wish spring and fall would be a bit longer leaving a shorter winter season! But overall, winter isn't too bad here. $150,000 will buy you a nice house here - not one with lots of amenities, but certainly a nice house. You can choose from older established neighborhoods or newer developments. There's a Barnes and Noble by Hamburg which has been mentioned. There's also a large Joseph Beth on the South Side in "Lexington Green" which is by a largest shopping mall - Fayette Mall. There are Walmarts all over the city. As far as volunteering, you've gotten a couple of good suggestions. I would think that the Headley Whitney Museum would use volunteers as well. There are several historical homes that are open to the public with the largest one being the home of Henry Clay with I'm sure use volunteers - probably for several different tasks. There are things like God's Pantry - a food bank that depend on volunteers. There's ample golf, parks, and other activities for folks that have the time and desire to utilize those.
My brother now lives in Alabama and left Florida after living there his entire adult life. He and his wife felt like it was great when they were younger, but it wasn't a place to raise a child. I will admit though that he struggles with the "chilly" winters of Alabama and thinks about moving back just about every winter.
I am moving to your part of Kentucky in January from Southern Cilifornia. I am worried about the jobs that are avaiable for nurses. I have n=been a nurse for 34 years and I know have my masters working on my Docotrate and would love to teach. Which hospitals and schools should I contact.Help please.
Quote:
Originally Posted by mortgageguyKY
Hello,
I live in Bourbon County adjacent to Lexington/Fayette County in the town of Paris. I work in Lexington and from my username of course, you can tell what I do
I am very familiar with the taxes in this area and yes, there are Homestead Exemptions for property tax reductions available to Seniors. I think the %'s vary slightly by county but one customer of mine recently received a 35% reduction. At full rate, Fayette County on $150,000 you are looking at slightly more than $1500/year. You can purchase a little more home in some of the adjoining counties for roughly the same in taxes. My home in Bourbon County has taxes of $1500/yr on assessed value of $164,000. If you take a drive up US 27 from I-75 to Paris I think you'll find the countryside beautiful. This used to be a hazardous 2-lane road at one time but now is one of the most pleasureable to drive 4-lane highways around.
The east side of Lexington has the Hamburg area with extensive shopping and dining (including Barnes and Noble) but there can be a lot of traffic.
The surrounding towns all have Super Wal-Marts now. Here in Paris, our Super Walmart opened in Jan 2007....Its nice having this all of 2 minutes from my house
Paris does have some historic sites including the Hopewell Museum, Duncan Tavern, and the Cane Ridge Shrine out in the county. Plenty of horse farms of course here too. I'm originally from Ohio but I've felt welcome here all along and I would not hesitate to recommend living here.
As far as Dog parks go, Paris added one on the bypass, just about 1/4 mile up from Walmart. My dog runs in the backyard most of the time so I dont really use it but I see many do. Not sure where the ones in Lexington/Fayette County are exactly.
Paris has Bourbon Community Hospital which was built/relocated to its current location in the 1980's has adequate services and a medical clinic out front with family physicians and specialists as well. My wife did work there for 1 year and my daughter had her tonsils out there so dont really have any complaints about it.
If I can answer any further questions for you just let me know.
Hope this helps a bit.
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Lexington area
