Quote:
Originally Posted by JonnyTrees
In process of looking for homeowners policy, what should the insured value be for Huntington/Northport area in $/sf for
1. a basic home
2. one that has a few updates
3. one that is fully updated toward high end
I was thinking of going $175/sf for a home that has a high end kitchen but more standard baths.
Getting quotes and they are expensive. House is less than 1 mile from sound which limits carriers
What are impressions of Interboro, Delos and Tower/Castlepoint as carriers?
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I've used Interboro in the past, but now have Sterling because of lower premiums. Don't know if they insure in your area (water) or if your broker can represent them (mine does both).
The others you mentioned are new to me - are they NYS carriers? Many national carriers don't offer policies in our area anymore.
The $175/sf sounds ok.