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Old 10-26-2011, 09:56 AM
 
37 posts, read 159,499 times
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Hi Everyone,

I am interested in looking at 55+ condos in Moriches called the Waterways of Moriches...they are south of Montauk Highway, and I'm sure they are considered in the "flood zone". I can't find the flood category on a map, but would anyone know what kind of flood insurance I'd be looking at for this area.

Any info would be appreciated....thanks,
EM
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Old 10-26-2011, 12:43 PM
 
Location: Long Island
9,592 posts, read 21,015,242 times
Reputation: 5311
Quote:
Originally Posted by oteyjoe View Post
Hi Everyone,

I am interested in looking at 55+ condos in Moriches called the Waterways of Moriches...they are south of Montauk Highway, and I'm sure they are considered in the "flood zone". I can't find the flood category on a map, but would anyone know what kind of flood insurance I'd be looking at for this area.

Any info would be appreciated....thanks,
EM

The most accurate information would be through an insurance agent (talk to the agent through whom you have your car insurance). Since it's a government program, there's no shopping around - one price no matter where you go.
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Old 10-26-2011, 06:36 PM
 
322 posts, read 564,300 times
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I think if you go to the goverment web site for flood insurnance you can quote this yourself.
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Old 10-26-2011, 07:03 PM
 
4,438 posts, read 7,807,176 times
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the government web site isn't exactly user friendly. Your insurance company/broker can tell you what zone you're in and the accompanying rate (e.g. Flood Zone A is about $1,400 a year)
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Old 10-26-2011, 07:10 PM
 
Location: Long Island
9,592 posts, read 21,015,242 times
Reputation: 5311
Quote:
Originally Posted by S.I.B. View Post
the government web site isn't exactly user friendly. Your insurance company/broker can tell you what zone you're in and the accompanying rate (e.g. Flood Zone A is about $1,400 a year)

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Old 10-30-2011, 06:41 PM
 
257 posts, read 695,382 times
Reputation: 90
I am in Wantagh, south of Merrick Rd in an AE flood zone. We. pay $2000 a year, no contents coverage- and thats with the multi-policy discount. I like my house, but honestly after the hurricane, I wouldn't but in a flood zone again.

You may be in luck if it's newer construction though. Most of these builders get a certifricate of elevation, and try to build above the flood area if possible. Good luck.
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