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If you plan to work at LAG, why arent you considering co-ops or condos in Queens? I own a 1 bedroom condo in Howard Beach (Queens), with taxes/insurance, my mortgage payment is around $1700/month which isnt gonna cut it on a 40k salary, but there are many affordable studios and co-ops in Queens that may work for you..and lets face it, as a 50 year old guy, how much space do you really need? Most couples I know in that age range are looking to downsize or move to smaller homes because taxes will be lower, upkeep and maintenance is less, less areas to clean, etc...
So I decided to lurk in the Ft.Lauderdale forums this morning, because there may be some positions there in the future. Many people on that forum have negative comments about S. Florida too. Expensive, high cost of living, gangs, crime, bad drivers, transients, big palmetto bugs, poor economy, sketchy people, etc..etc.
Just some advice....it is human nature to people to bicth and complain no matter they live. Just do your own math and due diligence and see where you want to live. And make the move. You will drive yourself crazy worrying about all the Debbie downer posts.
Quote:
Originally Posted by denniswilson
So I decided to lurk in the Ft.Lauderdale forums this morning, because there may be some positions there in the future. Many people on that forum have negative comments about S. Florida too. Expensive, high cost of living, gangs, crime, bad drivers, transients, big palmetto bugs, poor economy, sketchy people, etc..etc.
Actually, if the numbers provided by the OP were accurate - if he could sell his current home in Atlanta for $ 130-140K, he can use the proceeds to buy a co-op in Queens (and co-ops are usually cheaper than condos). Condos in the area where I have mine are going for around $ 145-175K. I am sure he can find a nice 1 or 2 bedroom co-op in FH, Bayside, Whitestone, Douglaston for under $ 200K.
Say he takes out a mortgage for $ 30-50K, even with taxes and common charges thats a very affordable monthly payment of around $ 1K-$1500 or less. Very do-able on a $ 40K salary. He will have to drive around an old car (no monthly payments), get the cheapest auto insurance possible, and of course, stick to a tight budget..but with solid financial planning, I think he can do it!
Having owned houses in both Queens and LI, absolutely the property taxes in NYC (Queens) are far lower than Long Island. The commerical real estate in NYC lowers the rates for individual homeowners in the City.
Dont move back! Long Island taxes are out of control! I'm relocating in 6 months and cant wait!
Sound advice - LI, NJ, CT taxes are out of control. NYC is more affordable, however you must like crowds and noise to tolerate it. I'm sure your life in Georgia is a bit more relaxing.
Also, a couple of weeks driving on NY/NJ roads is bound to break through your southern laid back charm. Why would you want to come back to that?
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