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Old 05-03-2013, 12:32 PM
 
1,144 posts, read 2,669,992 times
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My parents had two houses, one in NY & one in PA. One of their cars always stayed in PA, with NY registration & insurance because thats where their primary residence was. It killed me that they were paying NY $$ for a car that stayed of NY soil.
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Old 05-03-2013, 12:33 PM
 
10 posts, read 18,948 times
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Originally Posted by Buckthedog View Post
Nixon taught us that right?
lol.. that he most certainly did...
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Old 05-03-2013, 12:35 PM
 
3,445 posts, read 6,066,134 times
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and if you do get caught you can always Pull a Clinton...

I never committed insurance fraud with that car.
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Old 05-03-2013, 12:35 PM
 
2,630 posts, read 4,997,960 times
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Maybe they are just visiting. Lighten up people. Anyone who claims to notice a major increase in out of state plates clearly needs a hobby. Funny how a total prejudgment theory automatically leads to insurance fraud and of course, Hempstead. Hmmm?!
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Old 05-03-2013, 01:18 PM
 
17 posts, read 36,492 times
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Quote:
Originally Posted by mongoose65 View Post
Maybe they are just visiting. Lighten up people. Anyone who claims to notice a major increase in out of state plates clearly needs a hobby. Funny how a total prejudgment theory automatically leads to insurance fraud and of course, Hempstead. Hmmm?!
Wrong. When you drive everyday as do most people who would make that claim its because there is an obvious big surge in vehicles being driven in NYS with out-of-state plates.

The only states I don't count as potential fraud drivers are PA/CT/NJ/NY as tons of people do business and own rental/second properties in those states. But when you see Kentucky, Alabama, Michigan, Ohio, Vermont, Mississippi, Idaho, Georgia, plates multiple times all over the city on all different cars, that's a surge. Its also not a coincedence every one of those mentioned states is on average 60% cheaper to insure the same vehicle with the same policy requirements as NYC. It really only gets somewhat cheaper if you live out on Long island.
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Old 05-03-2013, 01:20 PM
 
3,939 posts, read 8,973,888 times
Reputation: 1516
Quote:
Originally Posted by m3tech95 View Post
Wrong. When you drive everyday as do most people who would make that claim its because there is an obvious big surge in vehicles being driven in NYS with out-of-state plates.

The only states I don't count as potential fraud drivers are PA/CT/NJ/NY as tons of people do business and own rental/second properties in those states. But when you see Kentucky, Alabama, Michigan, Ohio, Vermont, Mississippi, Idaho, Georgia, plates multiple times all over the city on all different cars, that's a surge. Its also not a coincedence every one of those mentioned states is on average 60% cheaper to insure the same vehicle with the same policy requirements as NYC. It really only gets somewhat cheaper if you live out on Long island.
Unless you are seeing the exact same cars every day, your sample set is constantly changing and your argument is invalid.
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Old 05-03-2013, 01:35 PM
 
17 posts, read 36,492 times
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Quote:
Originally Posted by kayfouroh View Post
Unless you are seeing the exact same cars every day, your sample set is constantly changing and your argument is invalid.
Yes. same cars and some different vehicles. I had to trek from Long Island to Norwalk CT for 3 years on rotating shifts. Did a ton of city driving on the week days where I had to frequent some LIRR parking stations (Where you see the most O-O-S plates all in one place) But thats not an argument. Its a fact there are MORE people than previous years committing insurance fraud due to a slew of factors including economic slowdown (Forces people to try to save money anyway they can) a statewide rise in carrier premiums (Confirmed by several Insurance companies) that really had nothing to do with the drivers behavior on the policy.
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Old 05-03-2013, 01:50 PM
 
Location: under the beautiful Carolina blue
22,668 posts, read 36,798,199 times
Reputation: 19886
Hmmm, I didn't think it was so easy to register my car here. First I had to get insurance in NC. THen I had to get an NC license (and take a verbal AND written test to pass) then I could register the cars....and pay a Highway Use Tax to boot. Although the insurance itself is way cheaper. Not only that but you have to go to one DMV office for the license and another or the tags. And they will only mail you the license so you have to wait for that to get the car registered.

OK, I'm getting an ulcer just thinking about it.
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Old 05-03-2013, 01:54 PM
 
Location: under the beautiful Carolina blue
22,668 posts, read 36,798,199 times
Reputation: 19886
Quote:
Originally Posted by captain chaos 25 View Post
insurance companies try to ********* every chance they get, so i say screw them. if you can get away with it good for you. remember it's only illegal if you get caught.
They are usually the worst drivers living in the worst areas so it's not hard to catch them. The other scam is register the IROC in granny's name under her Florida address and garage it in Bay Ridge...everyone knows 80 year olds drive those cars. No really. It's granny's.
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Old 05-03-2013, 02:10 PM
 
3,939 posts, read 8,973,888 times
Reputation: 1516
Quote:
Originally Posted by twingles View Post
Hmmm, I didn't think it was so easy to register my car here. First I had to get insurance in NC. THen I had to get an NC license (and take a verbal AND written test to pass) then I could register the cars....and pay a Highway Use Tax to boot. Although the insurance itself is way cheaper. Not only that but you have to go to one DMV office for the license and another or the tags. And they will only mail you the license so you have to wait for that to get the car registered.

OK, I'm getting an ulcer just thinking about it.
You should look into Georgia's fees. Any car being brought in after 3/1/2013 is subject to a 6.5% title tax on the assessed value of the car. So if I am trying to register my car that they assess at $19,000, that's a $1,235 titling fee before I can even get plates.
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