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Our payment was $3,700 our first year as we only put down 10% and our taxes were $8,500 on a house we bought for $560,000 in New Hyde Park. After a year our taxes sky rocketed to $13,700 as we bought a cape that was converted to a colonial and as new homeowners we didn't know that taxes were due to go up. I tried grieving and was denied as a lot of homes in the area have sold and are exact clones to our home, so I didn't have much of a shot. We just recently sold and are leaving to Florida this August.
We planned the move for a little over a year, and with my job granting me the ability to work remotely my wife will be able to focus on the kids where as here we both had to work full time and paid a large amount of money on childcare and spent little time with them. We're also going to be closer to family, so at the end of the day we feel it is the best decision for us to move.
We planned the move for a little over a year, and with my job granting me the ability to work remotely my wife will be able to focus on the kids where as here we both had to work full time and paid a large amount of money on childcare and spent little time with them. We're also going to be closer to family, so at the end of the day we feel it is the best decision for us to move.
It sounds like a plan. It's great that your wife will have more time with the kids. You never get that time back. Once it's gone, it's gone.
Mine was 2800. Then I moved to Florida and I got a 4 bed 3 bath formal dining and bonus room for 1400 a month. Oh yeah its brand new. On LI it would cost me 800k. Then no state tax on the wifes job plus no more oil bill!!! See Ya NY!!!!
My dad retired from the job, sold his paid off NY house and built new on the beach. Same size house, same number of bedrooms and baths, FDR, EIK. They sacrificed a basement, but now have a 2 car garage, lanai, built in pool, spa, and outdoor shower. They had money in the bank after construction was finished -- no mortgage -- and pay next to nothing in taxes because my mom is disabled.
I miss my parents, but financially, this move was a no-brainer.
Homeowners plus flood insurance is a big hit in towns like Long Beach, Island Park and East Rockaway where there are cheap homes for sale with low taxes.
it can be around $5,000 a year for the insurance.
My rental throws off enough income to cover the cost of my primary so I pay nothing for housing when netted together which is a large amount of folks on LI. That is how the guy down the block who makes less than you can afford new cars and stuff.
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