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I am currently in the don't pay your rent boat. I am wracking up purchases on every credit card too. I am throwing most bills in the trash while hiding behind my 401K. I am paying the car, minimum credit card payments, electricity, and cable. I am hoping the $2000 a month stimulus check idea kicks in.
This thread should be closed at this point. The OP shares many similar ideas to other previously banned members. I believe this was a troll post all along.
I am currently in the don't pay your rent boat. I am wracking up purchases on every credit card too. I am throwing most bills in the trash while hiding behind my 401K. I am paying the car, minimum credit card payments, electricity, and cable. I am hoping the $2000 a month stimulus check idea kicks in.
Hope is not a strategy. Why not cash in your 401K and buy lottery tickets with the money?
Except that what's being advocated here -- irresponsibly, I might add -- is not for people to figure out "how to pay", but to decide not to pay.
Yeah but you're leaving the context of the conversation out. Choosing not to pay mortgage or rent is not some arbitrary decision that one makes. Ultimately it comes down to self-preservation.
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"The man who sleeps on the floor, can never fall out of bed." -Martin Lawrence
This thread should be closed at this point. The OP shares many similar ideas to other previously banned members. I believe this was a troll post all along.
Hope is not a strategy. Why not cash in your 401K and buy lottery tickets with the money?
My 401k is protected from creditors. It never will be used to pay creditors.
My credit cards are unsecured they will be run up the flagpole sort of say.
Enjoy Mom's basement. After your credit is shot that will be your only option.
Spoke to a lawyer today. .. actually a neighbor who is going to help me out.
He agreed that the 401k is protected money. If I need to declare bankruptcy it wont be touched. He suggested I borrow money against it and buy a house in a homestead state. He suggests I could do this now and just walk away from the apt. He felt it was better to do it later when I owe as much as possible. He did say that my credit cards should be used for necessities just in case the court looks back.
He made me feel better because the whole thing is planned out.
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