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Old 10-26-2012, 02:35 PM
Location: SCV
36 posts, read 97,911 times
Reputation: 27


For me, adding EQ insurance doubled my annual policy amount and I couldn't justify the expense. I just moved here a year ago from TX, and talking to my neighbors, they don't have it either. Fingers crossed I don't regret my decision!
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Old 10-26-2012, 08:30 PM
1,468 posts, read 1,793,022 times
Reputation: 584
Originally Posted by CA4Now View Post
Our earthquake insurance is under $1,000 per year. I can't imagine living in southern CA without earthquake insurance. (Half of you were probably not around during the Sylmar quake in 1971; I was a teenager then and that did it for me.)
Personal experiences, I guess. My parents have been here since 1977 from Asia and they never once bought earthquake insurance despite their own fears.

I was born and raised here. I even studied to be a Farmer's agent as a backup, and I remember they said it doubles a homeowner's annual premiums, only 12% of CA residents purchased, and it's quite costly. Yeah, earthquake insurance doesn't seem very common. Most people don't invest in that where I live.
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Old 10-27-2012, 07:29 AM
Location: So Ca
17,604 posts, read 16,394,053 times
Reputation: 15391
Originally Posted by Andrew York View Post
Myth: Everyone talks about the big one but even Northridge wasn’t that bad.
Fact: The Northridge Earthquake was a 6.7 magnitude and killed 57, 8,700 injured and 1,600 hospitalized. It caused a total of $20 billion in damage.
Thank you. Maybe people who are not originally from CA must not be aware that, along with the magnitude of the earthquake, the distance one lives from the epicenter determines how "bad" it is for them. If one lived in San Diego, of course the Northridge quake wouldn't have been that bad.
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