08-23-2016, 05:21 PM
Location: Riverside Ca
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Quote:
Originally Posted by
jm1982
One thing that isn't spoken about often is that not everyone wants to own a home even if they can afford one.
Exactly. Not everyone wants to be a homeowner.
08-23-2016, 05:33 PM
Location: Sherman Oaks, CA
6,588 posts, read
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Reputation: 9463
I'm another one who doesn't want to own a home. I like being able to call the manager when something happens, and I like being able to pick up and move if I need to. Of course, the down side is that my rent is increasing faster each year than my income is, and it cuts into my ability to support the local economy by going to restaurants, etc.
08-23-2016, 08:07 PM
8,276 posts, read
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Reputation: 10080
Quote:
Originally Posted by
LamarOdomsDealer
I'm one of those people lol. Whenever I get renting advice and stuff like that on forums, people always respond to me like I'm a sucker for renting when I could be a home owner.
No need to "apologize" at all--renting makes perfect sense for you, and many others. Some homeowners forget that they'll wind up paying much more than the initial "sticker" price, the cost of repairs ( new roof, etc), mortgage insurance for some, no guarantee of selling for profit, needing to sell in a hurry for job relocation, loss of life savings for down payment, etc . You can be financially successful without being a homeowner.
08-23-2016, 08:46 PM
Location: Los Angeles (Native)
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Quote:
Originally Posted by
MassVt
No need to "apologize" at all--renting makes perfect sense for you, and many others. Some homeowners forget that they'll wind up paying much more than the initial "sticker" price, the cost of repairs ( new roof, etc), mortgage insurance for some, no guarantee of selling for profit, needing to sell in a hurry for job relocation, loss of life savings for down payment, etc . You can be financially successful without being a homeowner.
True but average net worth of homeowners is a lot higher , doesn't mean all homeowners of course but still .
Homeowner
Many people refer to a mortgage as a " forced " savings plan and over long periods of time housing tends to go up , especially true in L.A at least historically .
Anybody that bought property in LA decades ago and still owns it is unlikely to have regretted the purchase .
08-23-2016, 09:00 PM
Location: Where the sun always shines
2,170 posts, read
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Reputation: 4501
Quote:
Originally Posted by
LamarOdomsDealer
I'm one of those people lol. Whenever I get renting advice and stuff like that on forums, people always respond to me like I'm a sucker for renting when I could be a home owner.
You're a sucker for renting
Actually, this is pretty much my own situation to a tee. The only difference is I prefer condo living as to living in a house. Did that for about 6 years while still living with my parents, tons of personal up keep. Right now, I rent out in an above average area in the southern part of the Valley where 2 bedroom homes start at about about 600K and the bigger ones can run a million plus. Could never afford it. I could buy elsewhere on my salary but I would be compromising on my QOL. Everybody has a different comfort level and makes their own sacrifice.
08-23-2016, 09:03 PM
Location: "Silicon Valley" (part of San Francisco Bay Area, California, USA)
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It is good that most in LA are renters. It means that it is a desirable city. The same situation exists in other desirable cities, such as London:
https://medium.com/citizen-of-the-wo...ac5#.ok1lejtg6
I wouldn't want a single family home, either. I'm single and will be for the rest of my life. Sadly, I will probably never have a girlfriend (I do want one) and I will never raise kids. So there really is no logical reason for me to buy a SFH. In a way, my depressing love life is good because it is saving me money, lol.
If I did have a wife and kids, though, I would want to get a two bedroom condo/apartment inside of a city -- a real City like San Jose or Los Angeles or London -- as opposed to moving to Body Odor, Arizona, in order to own a SFH.
08-23-2016, 09:21 PM
8,276 posts, read
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Reputation: 10080
Quote:
Originally Posted by
jm1982
True but average net worth of homeowners is a lot higher , doesn't mean all homeowners of course but still .
Homeowner
Many people refer to a mortgage as a " forced " savings plan and over long periods of time housing tends to go up , especially true in L.A at least historically .
Anybody that bought property in LA decades ago and still owns it is unlikely to have regretted the purchase .
True, but with the emphasis on "decades ago"; a more modern-day buyer can have a crushing amount of debt to pay off..
In a perfect world, or a perfect economy, the homeowner would have the advantage, but with the uncertainty of today's job market, when entire industries are at risk, the renter has some good cards to play, too..
08-23-2016, 11:09 PM
Location: Los Angeles (Native)
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Reputation: 12318
Quote:
Originally Posted by
MassVt
True, but with the emphasis on "decades ago"; a more modern-day buyer can have a crushing amount of debt to pay off..
This is also one good reason to buy where or when the fundamentals make sense.
If you buy a place where you know you can rent it out to break even or even make a profit then at least if you have to move you have another option versus just selling quick for a 'firesale' price.
Renting the place out on Airbnb short term could also be another option if you have family or friends or a trustworthy manager.
09-01-2016, 04:49 AM
Location: Riverside Ca
22,146 posts, read
33,537,436 times
Reputation: 35437
Quote:
Originally Posted by
jm1982
One thing that isn't spoken about often is that not everyone wants to own a home even if they can afford one.
Another thing I wanted to add is even if some want to buy they are unable to simply from the large amount of money they need to come up with to buy.
And some renters are actually smart and invest their gains, like the flexibility renting offers. There is no set this is the only way to make money. I wouldn't rent because for me it restricts my wants, and I prefer to own than rent. This doesn't make my way better. It's different.
Quote:
Originally Posted by
FirebirdCamaro1220
Common man, you act like when you cross from Cerritos into Cypress, that you've gone into a different country or something
You're right. There isn't much difference visually between those communities. But there is a difference in things that aren't tangible. Orange County should just be called south Los Angeles County. But it isn't. It's Orange County. It has its own government/representatives, tax system/rates and rules. I'm not saying it's a different country. But it is its own county. I'm sure LA would love to grab OC in their claws simply for the tax revenue alone.
09-01-2016, 08:48 AM
Location: Los Angeles (Native)
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Reputation: 12318
True some renters do invest the money they would of put towards a down payment etc
One good example of a famous and wealthy person that rented was Mark Zuckerberg he was CEO of a company with a huge value but still rented . I'm sure he could of bought if he wanted to .
Now of course he owns multiple homes in multiple locations .
He bought a bunch of houses near him to twart some developers plan
Mark Zuckerberg buys four houses near his Palo Alto home - Mercury News
You are right that everyone's situation is different , some like the flexibility and sometimes lower cost of renting , while others couldn't imagine living in someone else's property or having a landlord .
Lots of people especially nowadays seem to move around more .
Although it's possible and could be advantageous to do that while buying .
If you live in a house for two years you don't pay capital gains tax on the sale up to 250k for single person and 500k for married couple .
Some people do this strategically , find fixer homes and live in them for 2 years , sell and repeat .
Of course there are market cycles and we know not everything goes up up up always .
Last edited by jm1982; 09-01-2016 at 09:01 AM ..
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Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
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Most Common Occupations - Production, transportation, and material moving occupations (%)
Most Common Occupations - Production occupations (%)
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People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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