Louisville KY vs Jeffersonville IN (Albany: apartment complex, to rent, insurance)

[Joe63]

How good is the bus transportation back-and-forth between Indiana and downtown (business district) of Louisville?
Thanks.

[Seguinite]

Originally Posted by Ivory Lee Spurlock

I think it was Jeffersonville, on I-65 they had a bunch of cheap motels around there. A couple of them had big signs you could see ftom the interstate in big red numbers the price of a room. I well remember paying 6 dollars for a room back in 1973 or 74. It was kind of a dump but it was clean. I always wondered why the cheap motels always seemed to be on the Indiana side of Louisville. I don"t remember any of the nicer chains on the Indiana side along I-65.. I havent been there in several years so its probably changed alot since then.

Louisville folks could go to cheap places in Indiana for their shenanigans.

[GraniteStater]

Originally Posted by Joe63

How good is the bus transportation back-and-forth between Indiana and downtown (business district) of Louisville?
Thanks.

https://www.ridetarc.org/getting-around/routes/

[Outer_Bluegrass]

IMO, the biggest problem with the Indiana side of the metropolitan area is no areas equivalent to Anchorage, Prospect, Riverwood, etc., which makes it seem "low-rent."

[GraniteStater]

Originally Posted by Outer_Bluegrass

IMO, the biggest problem with the Indiana side of the metropolitan area is no areas equivalent to Anchorage, Prospect, Riverwood, etc., which makes it seem "low-rent."

Incorrect, there are plenty of nicer areas in central and western Floyd County with very nice towns and properties. Georgetown Township, Floyds Knobs, Greenville Township, and Lafayette Township. Definitely not as upscale as Anchorage, Prospect, Riverwood, etc. but far nicer than Jeffersonville, Clarksville, or New Albany.

[HoraceDerwent]

Originally Posted by Outer_Bluegrass

IMO, the biggest problem with the Indiana side of the metropolitan area is no areas equivalent to Anchorage, Prospect, Riverwood, etc., which makes it seem "low-rent."

There's parts of Floyds Knobs that are equivalent to Anchorage and Prospect for sure. Chambord is one, just at the top of Paoli Pike Road. Some of those homes have sweeping views of the the entire Louisville area, with a valuation of around $1.5 million. And there's some really nice homes -- some could be considered estates with the acreage -- dotted throughout Galena, Greenville and Georgetown in Floyd County. Take a drive through the backroads, you'll see.

I personally don't want more growth in Floyd -- the rolling countryside look fine the way it is. Georgetown has experienced growth with a couple of subdivisions. In Galena there hasn't been too much development but I figure it'll happen. There's really no "low-rent" places in Georgetown, Galena or Greenville.

[GraniteStater]

Originally Posted by HoraceDerwent

There's parts of Floyds Knobs that are equivalent to Anchorage and Prospect for sure. Chambord is one, just at the top of Paoli Pike Road. Some of those homes have sweeping views of the the entire Louisville area, with a valuation of around $1.5 million. And there's some really nice homes -- some could be considered estates with the acreage -- dotted throughout Galena, Greenville and Georgetown in Floyd County. Take a drive through the backroads, you'll see.

I personally don't want more growth in Floyd -- the rolling countryside look fine the way it is. Georgetown has experienced growth with a couple of subdivisions. In Galena there hasn't been too much development but I figure it'll happen. There's really no "low-rent" places in Georgetown, Galena or Greenville.

Agreed on all accounts, I live in west-central Floyd County in an established older neighborhood, but despise the Floyd County Planning Commission "rubber stamping" the large number of small lot subdivisions without improving any of the road infrastructure at all. The upgrading to city sewer level standards mean the rural character of Georgetown will quickly get destroyed by greedy developers.

[mjlo]

Originally Posted by GraniteStater

Agreed on all accounts, I live in west-central Floyd County in an established older neighborhood, but despise the Floyd County Planning Commission "rubber stamping" the large number of small lot subdivisions without improving any of the road infrastructure at all. The upgrading to city sewer level standards mean the rural character of Georgetown will quickly get destroyed by greedy developers.

What would you say are the benefits of living on the IN side over the KY side? I've been tossing around the idea of moving to the IN side when my lease is up, but I'm not sure I want to give up the benefits of my neighborhood in the Highlands.

[GraniteStater]

Originally Posted by mjlo

What would you say are the benefits of living on the IN side over the KY side? I've been tossing around the idea of moving to the IN side when my lease is up, but I'm not sure I want to give up the benefits of my neighborhood in the Highlands.

The advantages for buying real estate in Indiana, are that property taxes are capped at 1% of assessed value (state law), with local school add on items that can be added onto it. Prices for houses were lower, but have increased substantially after 2020 and the pandemic. I much prefer the Floyd County area over Clark County due to the greater tree cover, more elevation/cooler temperatures, and better quality schools. New Albany has been hurt by the poorly thought out Downtown road construction projects, and the Sherman Minton bridge debacles, but is still nicer than Jeffersonville or Clarksville.
It also depends on what you're looking at spending on a house. To get anything decent in Floyd County that isn't in the city of New Albany, it will be $300-400K at a minimum.
New Albany is a real mixed bag of nicer roads in close proximity to really junky areas with a sizable amount of theft/drugs/crime issues.
Median Household income for New Albany is only around $50K.
Most other areas of Floyd County, the Median Household Income ranges between $70-130K.

The main advantages of southern Indiana over Louisville, is much lower crime across the board, lower cost of living (housing), less population density/stress levels, and less traffic.

[mjlo]

Originally Posted by GraniteStater

The advantages for buying real estate in Indiana, are that property taxes are capped at 1% of assessed value (state law), with local school add on items that can be added onto it. Prices for houses were lower, but have increased substantially after 2020 and the pandemic. I much prefer the Floyd County area over Clark County due to the greater tree cover, more elevation/cooler temperatures, and better quality schools. New Albany has been hurt by the poorly thought out Downtown road construction projects, and the Sherman Minton bridge debacles, but is still nicer than Jeffersonville or Clarksville.
It also depends on what you're looking at spending on a house. To get anything decent in Floyd County that isn't in the city of New Albany, it will be $300-400K at a minimum.
New Albany is a real mixed bag of nicer roads in close proximity to really junky areas with a sizable amount of theft/drugs/crime issues.
Median Household income for New Albany is only around $50K.
Most other areas of Floyd County, the Median Household Income ranges between $70-130K.

The main advantages of southern Indiana over Louisville, is much lower crime across the board, lower cost of living (housing), less population density/stress levels, and less traffic.

I'm less curious from a real estate perspective, between home prices and interest rates I've got no motivation to go anywhere near a mortgage right now. It's cheaper to rent until/unless things cool down. What about income taxes and car insurance rates? Kentucky has no-fault (which I've always hated and can't seem to escape). I can't seem to get a clear answer on Indiana income tax rates on the interwebs.