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Louisville area Jefferson County
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View Poll Results: Where would you live ?
Louisville 12 57.14%
Jeffersonville 3 14.29%
Clarksville 2 9.52%
New albany 6 28.57%
Multiple Choice Poll. Voters: 21. You may not vote on this poll

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Old 08-03-2023, 02:37 PM
 
Location: Boilermaker Territory
26,404 posts, read 46,544,081 times
Reputation: 19539

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Quote:
Originally Posted by mjlo View Post
I'm less curious from a real estate perspective, between home prices and interest rates I've got no motivation to go anywhere near a mortgage right now. It's cheaper to rent until/unless things cool down. What about income taxes and car insurance rates? Kentucky has no-fault (which I've always hated and can't seem to escape). I can't seem to get a clear answer on Indiana income tax rates on the interwebs.
Indiana has a flat income tax rate of around 3.2%. HOWEVER, there is an additional local income tax add on of 1% for Clark County as well as Floyd County. Indiana is not a no-fault state for insurance purposes, so auto insurance is less. My rates are generally $45-50 a month for full insurance on a standard compact AWD vehicle. Rent prices also vary substantially between apartment complex, location, and where at in the city. If you want to be in greater proximity to more amenities and activities, than closer to the river in New Albany or Jeffersonville would work. Clarksville is a work in progress with their Downtown. Rent prices were much lower back 5-10 years ago in southern Indiana. I was able to rent a nice 1 bedroom apartment in Jeff in 2010 for around $475 a month in a decent area. I came back in 2015, and the rent was around $750-800 a month in Jeff off 10th St. Now, I think the averages are anywhere between $900-1,500 a month from what I've seen online. I bought a house in 2019, so lucked out before the interest rates and prices got much worse, I live in west-central Floyd County.
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Old 08-04-2023, 08:56 AM
 
Location: Louisville, KY
2 posts, read 1,836 times
Reputation: 10
Also if you live in IN and work in KY, you can take a credit on your IN tax return for any local taxes paid to municipalities in KY.
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Old 11-06-2023, 04:08 PM
 
18 posts, read 12,889 times
Reputation: 35
You just sound homesick to me. Maybe moving back to Louisville where you’re more comfortable with the people and atmosphere is the best thing for you to do.
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