living on the cheap in Andover area (Lawrence: rent, car insurance)

[hyperborean61]

I'm thinking about taking a job in Andover for $45K but I'm wondering if that's enough to get by OK. Yeah I know it's all relative and lucky for me I lead a simple, single life. I'd rent at around $1200/month in the area I figure but with MA taxes (I'm in NH now) and the cost of living I can't say I'm too excited to make the jump. Is anyone getting by on a similar salary who can share their thoughts? I'd appreciate it.

[brightdoglover]

Why not rent right on the NH line? Can you find anything in Andover for $1200?
How about right over the Andover/Lawrence line, if you don't have kids in school, etc.? I've always thought that about towns where a "desirable" town abuts a less or undesirable town. The difference over the town line is a matter of feet, but for car insurance, rent, taxes, etc., it can be huge.

[homelesspat]

Move to a surrounding town in an area not bordering Lawrence.

[mmyk72]

Originally Posted by brightdoglover

Why not rent right on the NH line? Can you find anything in Andover for $1200?
How about right over the Andover/Lawrence line, if you don't have kids in school, etc.? I've always thought that about towns where a "desirable" town abuts a less or undesirable town. The difference over the town line is a matter of feet, but for car insurance, rent, taxes, etc., it can be huge.

car insurance is not necessarily cheaper in the less desirable town. it could be higher due to higher rate of crime - which affect claims.

[brightdoglover]

Well, that's what I meant- the car insurance would be higher for being five feet over the line, say. But other things, like rent... People hear "Lawrence" and cringe, yet Andover is five feet on the other side of the line and people would jump at it. If I wasn't buying and didn't have kids (like OP) I'd look at places right over the line and see what there is.