Sleezy Insurance Companies

[UncoSam]

Originally Posted by johngolf

Very typical for one to claim they were not at fault to avoid any insurance surcharges no matter how weak their claim claim is. Sorry to say but sometimes you have to fight for your rights as in avoid surcharges, collect deductible, etc even when you are the non-fault one.

My last incident in MA was a person turned down the wrong side (the left) of a split entrance road way and we hit head on. He claimed he did turn down the wrong side (accident report had that verified) but he realized it, he had stopped, and he was backing up but I speeded up and hit him on purpose.

It took a few phone calls and threatening to retain a lawyer plus sue for injuries for that to go way as in ruling not my fault and I collected my deductible. All things I should not have had to do, but I had to do.

Yeah, it's funny. How my insurance did that to me, USAA an insurance that's suppose to stand behind their vets and so they say. But when I saw that the police report, he basically placed words in my mouth, and making it appear that I was wrong, therefore I retained a Lawyer.

But bottom line, six months ago they said, great the man who hit me is 95% at fault, both agreed by his insurance and mines.

Now six months later, "your 50% or more at fault and we have reported it to the merit board of MA RMV", now it's in my record as me being at fault, I know because I contacted some insurance agencies to get a quote and they see it like that.

Honestly, I fight for my right. If I'm wrong then so be it and I will admit it. But I am not.

[CaseyB]

USAA is a good company, though.