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I'm glad that you are saving that much money for your family's future, they will need it when you pass away, probably in your mid/late 50's, if the lives of my good friends who were drinkers/smokers is typical. Please make sure you also have all your ducks in a row as far as identifying your heirs for your portfolio & having a will, I know you wouldn't want to put your family through the extra grief of probate when they may really need the money.
Even if you don't drink yourself away the chances are that you will be in a vehicle or some other type of accident or the almost certainty that if you continue drinking you will lose your family through a divorce.
I hope that you will be able to conquer your addiction, not easy... a daily struggle, that's probably why a peer group like AA works once one has that moment of clarity. Best of luck.
Does any of you drink 8 beers a night and live a good life late in your 60s or am I saving all this money for my wife to enjoy with her new husband?
You might want to check out the thread of the guy who drank heavily for years and now has (irreversible) alcoholic neuropathy.
Neuropathy is tingling, numbness and pain like you can’t imagine in your extremities, usually the hands and feet.
Good grief, man. You’re 34. This is the prime of your life. Why are you trying to ruin it? Do you want to be a divorced dad who only sees his kids every other weekend?
Your money will do nothing to help fix the lifetime of problems you've created for your children. Be a man, be a father. Your wife will get over it, your children will not.
I grew up with a "functional alcoholic" father who drank 6-10 beers every night. He never even really got drunk, wasn't violent or anything like that. Eventually, the beers didn't work to keep him at his status quo anymore, and he 'graduated' to whiskey.
You know what I remember? The back of his head from him sitting in the living room drinking and watching sports or news and the dirty beer mugs in the sink. Him stumbling through the house from chair to fridge and back every night.
You have four kids. You want them to grow up thinking Daddy likes beer more than he likes them? You want them growing up and thinking this is normal and then marry someone who drinks and maybe doesn't handle it as well as you supposedly do? Most don't, you know.
You're a parent. The amount of money you save and how much you like your beer doesn't matter.
Some straight forward and harsh answers. And I thank all of you. I don't ever drive. Ever. I'm not violent. I try to hide the ammt the best I can. I only mentioned retirement and the money I save is because it's a big goal for me and my wife to travel in retirement. This was a what if I keep doing what I'm doing, will I ever see retirement? I'm gonna read this thread each day I love the answers and I hope the answers continue. I know there's a problem. I know it. The voice in my head tells me to stop at the gas station on the way home. I want to quit. I do. I love my 3 girls and my son. And despite everything me and the wife as very happy and get along great. I just have the x factor I need to get out of my life and I do know it
I blame my doctor for my drinking. I recall the Dr saying 1 or 2 beers a day are good for you so I figured 10 or 12 a day should be great for a person.
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