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Old 07-05-2010, 10:05 PM
 
Location: Columbus, Ohio
1,412 posts, read 4,485,043 times
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How does statue of limitations for debt apply when your home address was a APO address? I was in Korea, bought a pc from a shady company that dealt with military outside of the base. I paid off but they still saying I owe money (had paid it off after ETS). I was dumb and I am not sure I can prove payment as it was through a cashiers check. I searched but can not find out how statue of limitations apply. Anyone know?
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Old 07-05-2010, 10:45 PM
 
Location: Hawaii
1,707 posts, read 7,034,028 times
Reputation: 1076
Quote:
Originally Posted by Momotaro View Post
How does statue of limitations for debt apply when your home address was a APO address? I was in Korea, bought a pc from a shady company that dealt with military outside of the base. I paid off but they still saying I owe money (had paid it off after ETS). I was dumb and I am not sure I can prove payment as it was through a cashiers check. I searched but can not find out how statue of limitations apply. Anyone know?
If it was a cashiers check it can be researched by the financial institution and proven that you paid the debt. Otherwise you owe the debt and there is no statue of limitations.
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Old 07-06-2010, 04:42 AM
 
1,492 posts, read 7,714,009 times
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That's a good question. I wouldn't worry too much about it. Really- don't lose sleep over this.

If you paid it off, you don't owe the debt. However, third parties might not see it that way (credit bureaus/courts/etc)

It's unlikely they will sue you in a court over here in the US. If it's showing on your credit reports- it will vanish after 7 years from the original date of delinquency (according to the store).

Even though you had an APO address, the military would not let you use that as a permanent address...you must have a home of record- as in where you pay taxes. APO wouldn't work for that.

My daughter has run into problem after problem dealing with the locals outside Camp Humphreys....her cell phone bill was to be X but each month they debit her account over a hundred dollars. But she carries the blame- not them.

Military overseas especially need to be careful when dealing with local businesses. Thank you for your post.
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Old 07-06-2010, 07:31 AM
 
Location: Columbus, Ohio
1,412 posts, read 4,485,043 times
Reputation: 1434
Quote:
Originally Posted by VegasGrace View Post
That's a good question. I wouldn't worry too much about it. Really- don't lose sleep over this.

If you paid it off, you don't owe the debt. However, third parties might not see it that way (credit bureaus/courts/etc)

It's unlikely they will sue you in a court over here in the US. If it's showing on your credit reports- it will vanish after 7 years from the original date of delinquency (according to the store).

Even though you had an APO address, the military would not let you use that as a permanent address...you must have a home of record- as in where you pay taxes. APO wouldn't work for that.

My daughter has run into problem after problem dealing with the locals outside Camp Humphreys....her cell phone bill was to be X but each month they debit her account over a hundred dollars. But she carries the blame- not them.

Military overseas especially need to be careful when dealing with local businesses. Thank you for your post.
Thanks, kinda how I thought. My home address was Ohio so I imagine the statue of limitations would apply by Ohio standards, which they have exceeded. I have researched my bank and since it was so long ago "they do not have record". As I used to work for them I want to believe them as I believe we kept those on record for 3 yrs or 5 yrs.
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