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Old 02-08-2011, 08:45 AM
 
2 posts, read 3,096 times
Reputation: 10

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Can anyone give us advice about choosing between a condominium on the beach or a small home near Gulfport Mississippi. We are summer RVer's, looking for a dream winter home that would be:

1. Small and in a clean, friendly neighborhood.
2. Affordable; Is insurance cheaper for a home or condo?
3. Near bike and hiking trails.
4. Within 50 miles of casinos.
5. Near seasonal employment opportunities, we like to work a little bit.

Thanks
Karin
Workamping World Tour 2011
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Old 02-08-2011, 10:50 AM
 
Location: Milwaukee/Biloxi Beach
76 posts, read 109,299 times
Reputation: 96
Most condominiums on the beach will be expensive, in terms of taxes and your monthly fee (usually $300.00+ per month, plus taxes, $200.00 per month, plus of course your mortgage, if you should require one), however, there are some condo's right now, Ocean Club Villas, (not the tower) that are relatively inexpensive and you can walk right next door to Treasure Bay Casino. Most newer hi-rise condo's will be 300,000+, but due to the downturn in real estate, there are alot of bargains to be found, like $500,000 condos for $250,000+, maybe even a few for less. Smaller homes are available in all the coast cities for a more reasonable prices, ($80,000-$150,000)not sure about insurance though, but I would suspect you will pay $2,000+ a year, but probably more. It is the insurance costs and new building codes; due to Katrina, that have hampered the coasts rebuilding; directly on the beach that is. I would also look into Diamondhead, they have some condos that are small, efficiencies and 1 bedroom units for as low as $40,000. They are older, and may need some updating, but they are in a beautiful planned community and you could bike all around there, plus there is a section that is on the Bay of St. Louis, which has direct access to the Gulf. This community has several pools, golf courses, a country club...its really quite nice...but it is about 30 miles west of Gulfport. There are two casinos out there, but you would have to drive to them.
I would direct you to the Mississippi Gulf Coast MLS. Google this and it will come up and you may search the whole coast and enter the criteria that you wish. If you need a realtors help, I would suggest Tara Mays at JNeal Olive Real Estate, she was a tremendous help to me. Good Luck!

Last edited by MrBeluksee; 02-08-2011 at 11:04 AM..
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Old 02-10-2011, 07:51 PM
 
22 posts, read 43,445 times
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I would stay away from the Ocean Club Villia (Not the tower), a lot of crime from the neighbored that backs the property, finds its way onto the condo property
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Old 02-11-2011, 03:50 PM
 
Location: Banana Republic, LA
378 posts, read 1,200,923 times
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What's your budget? You can get a newer condo on the beach for 140k or so; less if you don't want one in a high-rise. But the fees will be about $500-600 a month. I've seen some really nice ones in Ocean Club villas and in parts of Ocean Springs that look fabulous just judging from the pictures. I called a realtor about them and even though they can be bought for around 60k or less, your monthly fees will still be a minimum of $360. Depending on how many months a year you want to spend on the coast, you might get a better deal just renting. Renting in one of the luxury high rises can be fairly inexpensive October thru the end of February, sometimes into March.
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