I'm supposed to close on a TH in Virginia next Wed. (June 22) and had financing and appraisal contingencies that expired June 6. I was told by my mortgage broker at the end of May that the lender had ordered the appraisal on May 25. After numerous delays and being told (via email) by several lender employees that it was coming and not to worry, etc., I heard from my realtor today that my contingencies had in fact expired and that the seller could void the contract if he wanted. Fortunately, he is willing to wait as long as the situation is taken care of immediately, and I was told by the lender that the appraisal had been ordered on June 7. When both my realtor and I mentioned to our lender POCs (hers is the loan officer and mine has been the processor) that there were in fact contingencies which have actually expired by now, we were told (separately) that they didn't realize this. Well, the contract clearly states that there are appraisal and financing contingencies. So, am I freaking out for nothing since I'm supposed to close in a little over a week (I guess that could be enough time)? Clearly the seller doesn't want to void the contract because then the poor guy would have to start all over again as well. My mortgage broker, realtor, and I have been contacting the lender for a while now, and the fact that they didn't apparently read the contract is very, very puzzling and very, very annoying (I do take some of the blame for not looking at the deadlines again and staying on top of them). Also, we had all received reassurances from the lender that the appraisal had been ordered, and it would happen very soon, blah, blah, blah. Because of the new rules, I understand that they can't contact the appraiser to find out when he/she will have the report ready, or who the appraiser even is, so it's also very frustrating in addition to being puzzling and annoying.