I think I know the answer, but I guess I want to hear what other people think.
It's my fault that I didn't check earlier. I just found out that there is an error in my loan application. I changed my name, and the credit card balance under my old name wasn't included in the credit report ran by the lender. I didn't catch it until I was reviewing the closing docs. What should I do? Should I cancel it?
I applied for a conventional loan and it would bring the DTI from 24%/29% to 24%/33%. Can anyone tell me is that going to make a big difference in interest rate?
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