I took out a conforming 30yr FHA mortgage in March 2011. I pre-paid $4000 in PMI, rolled into loan amount.
Now I am refinancing with a bank loan-- with no pre-paid PMI.
Can I get back most of that $4000 I pre-paid to FHA? I've been to the FHA website, and it looks bad for me. But my mortgage broker says if I apply for a refund, I am likely to get it.
Here's the website for anyone interested:
HUD FHA Homeowners Fact Sheet
thanks