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Old 02-10-2012, 10:03 PM
 
79 posts, read 180,152 times
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Does anyone have any idea where I could look for a Private Mortgage in Fl. Looking to Purchase a Home and cant qualify with a Bank. I have a 4 year old Chapter 7 and about 90K Combined income. Currently living in a Leased home at 1000 a Month. Any advice is appreciated.
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Old 02-12-2012, 08:35 AM
 
Location: Plano, Texas
1,675 posts, read 6,644,648 times
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conventional financing only requires a ch. 7 to be discharged for 4 years...FHA financing only needs the ch. 7 to be discharged 2 years.

Have you looked into traditional financing yet?
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Old 02-12-2012, 11:14 AM
 
79 posts, read 180,152 times
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Yes we have tried that and with much success unless we want to pay exceptionally high interest rates I am only looking for about 75K and would like no more than a 15 year term and no prepayment penalty. Our Household income is approximately 110K Combined.
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