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I'm purchasing a new house (770+ FICO Score, Great DTI Score, No negatives etc etc). I'm looking to put 5% down NON-FHA and I'm curious if any NON-PMI programs exist? Is there any way to get around paying PMI or into an impound account?
You could pay PMI in advance or do a piggy back mortgage.
Thank you! I didn't realize you could pay up front. For the entire loan or do you have to pay per year? How do the rates or a piggy back loan fair vs. current market?
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