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So I found this list of USDA approved lenders on the USDA site after MUCH searching. It is non-native PDF (meaning it is a scan of a document) so you can't search it and it's super clunky. That said, I managed to get a list of lenders who are either based in Virginia or do business in Virginia and started inquiring about loans.
Much to my surprise - EVERY SINGLE ONE I have contacted has told me they are no longer originating USDA loans. This includes - QuickenLoans, CitiMortgage - to name a few). Despite that, I see people posting here that they are closing on these loans.
So my question is - am I limited to one of the dinky banks with one location or is there another large lender (think - Wells Fargo, BOA, etc.) that I can go with??
Did you try RBS Citizens in Glen Allen ? They are an international bank, very big regionally, especially in New England, NY Metro. They used to be an approved lender for USA loans, although I don't know if they still do them.