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origination charge $1,152
appraisal fee $470
everything from here down will be the same, regardless of lender selected
title services and title insurance $2,700
owners title insurance $2,618
gov't recording charges $1,010
transfer taxes $3,708
initial deposit for escrow $5,375
home owners insurance $1,500
total $19,500
See note in red above - the fees after the lender's fees will be the same, whoever you use.......these fees are easy to manipulate making one estimate look lower than the other, so don't be fooled. Your title charges will depend upon the title company/attorney you select.....taxes and recordation are the same, period. Escrows are determined by the date of closing and the insurance company you select. Zero in only on the lender fees (800 series). The rest is fluff and smoke and mirrors.
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