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I need a fridge for our new place. All paper work is at the tite co is it OK to do it now? We wil be closing on the 30th and I called up sears to see if we came in on the 30th pm could I still get sat or sun delivery.They said it depends if all the trucks are full we also might want to get a washer and dryer since I have a front loader that I hate and could use as a bargining tool when and if we sell. they also have no interest and payments for a year and that is how we buy all major items
Check out the "return" policy at your retailers so that if *God forbid* something happened and you didn't close, you can return the appliances. Go ahead and place order for your appliances for a specific date.
Be careful with those "no-interest and payments for a year" deals, and make sure you have the whole thing paid off within the specified period, or you'll be paying a lot of retroactive interest.
lorriem
Do you already have an account there or will they need to run your credit ?
The reason I ask is the lender will run a final credit report right before closing
Granted the inquiry will only be a few points hit but if your score is close to the range scale say 700 this might put it under.
I always say do nothing credit wise till you have signed on the dotted line
Check out the "return" policy at your retailers so that if *God forbid* something happened and you didn't close, you can return the appliances. Go ahead and place order for your appliances for a specific date.
Be careful with those "no-interest and payments for a year" deals, and make sure you have the whole thing paid off within the specified period, or you'll be paying a lot of retroactive interest.
We always do the no interest no payments for a year and then use hubby's bonus or income tax return.
lorriem
Do you already have an account there or will they need to run your credit ?
The reason I ask is the lender will run a final credit report right before closing
Granted the inquiry will only be a few points hit but if your score is close to the range scale say 700 this might put it under.
I always say do nothing credit wise till you have signed on the dotted line
We have not opened a store credit card in years but yes Sears we have had for many years and only use that for big ticket items.
lorriem
Do you already have an account there or will they need to run your credit ?
The reason I ask is the lender will run a final credit report right before closing
Granted the inquiry will only be a few points hit but if your score is close to the range scale say 700 this might put it under.
I always say do nothing credit wise till you have signed on the dotted line
Thank you Carla but I have only charged a few things for my granddaughter and one of my grandsons for Xmas the other one has no idea what he wants thankgod. Our credit score is from all three 760 780 and 810.
lorriem
Your scores are great I wouldn't worry a bit then.
You are well above the 720 threshold.
We just got new appliances(we also used the one year same as cash) and found that lowes or home depot will offer 10% off if you "play one against the other"
The one tip I always use when fridge shopping is take the drinking cup or glass you use to make sure it fits in the ice dispenser area.lol
I know that sounds strange but I use the big 32 oz foam cups and they didn't fit in most of the dispensers.
A early congratulations on your new home
lorriem
Your scores are great I wouldn't worry a bit then.
You are well above the 720 threshold.
We just got new appliances(we also used the one year same as cash) and found that lowes or home depot will offer 10% off if you "play one against the other"
The one tip I always use when fridge shopping is take the drinking cup or glass you use to make sure it fits in the ice dispenser area.lol
I know that sounds strange but I use the big 32 oz foam cups and they didn't fit in most of the dispensers.
A early congratulations on your new home
Karla
Karla I worry even if I don't Have to. Hubby even says if I do not have anything to worry about I will find something to worry about. Thanks for the info anbout Lowes and home depot and the glass . I really want a freezer on the bottom I just need to find out how much room I have for the fridge.
lorriem
we just got the LG french door fridge with water and ice in the door and the freezer on the bottom
I love it !! It has so much more room in the fridge part that a side by side
it fit right int he spot our side by side was
can't wait to see your "we closed and moved in post
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