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I'm just curious what mortgage rate you are getting on your mortgages? I thought it would be interesting to find out what the trends are by date and location.
We locked in on 2/18 at 3.875 in Pinellas County, Fl.
Aren't the trends kind of meaningless without knowing the credit scores of the borrowers and LTVs of the loans (and really, points/closing costs/etc.)? I mean I could post that I got 6% in Arizona a week ago and you might think that was terrible, unless I posted my credit score was 620 and I was at 100% LTV. Who knows, that might be a good rate given the (entirely fictitious) circumstances.
FWIW, I have one loan the closed on 2/3 - 20 years @ 3.5%, 90% LTV. Another is looking like 15 years @ 3.375%, 60% LTV (it's not a primary residence). Should lock next week and close the week after.
Must not be from a big bank - they always seem to be a multiple of 1/8 of a percent.
Nope. Local bank here. I was a first-time buyer and they did a great job of handholding and walking me through the entire process.
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