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Old 01-20-2008, 04:32 PM
 
154 posts, read 848,709 times
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What bank have you had good experiences with that you would recommend them for a mortgage?
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Old 01-20-2008, 05:08 PM
 
Location: Orlando FL
1,065 posts, read 3,778,806 times
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I have had great dealings with Wachovia. However it has nothing to do with the actual bank and more to do with the loan officer that handles all my referrals.

All banks have just about all the same programs, and pretty similar underwriting and pricing efficiencies. The only real variable is the person actually handling the transaction with you, Not all loan officers or brokers for that matter are created equal, some know of programs and ways to get approved and for better rates than others, and some are more persistent when problems may arise than others.
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Old 01-20-2008, 06:21 PM
 
69,360 posts, read 56,610,327 times
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Quote:
Originally Posted by wilkermoo View Post
What bank have you had good experiences with that you would recommend them for a mortgage?
Very good experience with PNC Bank, for both mortgages and HELOC's.. I've closed within 4-5 days on some.. Received committment letters within 24 hours by emails, and the prices are reasonable.
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Old 01-21-2008, 11:05 AM
 
Location: Beautiful East TN!!
7,281 posts, read 19,263,614 times
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I like to use Washington Mutual and Taylor Bean and Whitaker. Both companies are good at underwriting, use common sense and have a good turn around time. Great rates too!
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Old 01-21-2008, 08:42 PM
 
37 posts, read 347,636 times
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Wells Fargo Hands Down !
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Old 01-21-2008, 08:43 PM
 
37 posts, read 347,636 times
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Quote:
Originally Posted by mbmouse View Post
I like to use Washington Mutual and Taylor Bean and Whitaker. Both companies are good at underwriting, use common sense and have a good turn around time. Great rates too!

Washington Mutual ? Are you serious ? Have you seen the news in the past year or so ? They have been rated the NUMBER ONE worst mortgage company to deal with in the entire U.S. Horrible customer service and a mess. Stay away !
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Old 01-21-2008, 09:25 PM
 
Location: Hillsborough, NJ
514 posts, read 1,513,098 times
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Wells Fargo
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Old 01-21-2008, 09:40 PM
 
Location: Tucson
42,837 posts, read 80,127,596 times
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Quote:
Originally Posted by wilkermoo View Post
What bank have you had good experiences with that you would recommend them for a mortgage?
I've had a really good experience with National City Mortgage - National City Mortgage. They even helped me with the assumption of a technically non-assumable loan and did it as a standard flawless procedure without any begging on my part. Beforehand I was told by the local office that it's not possible. Go figure... Of course, the other person had to qualify on his own (divorce situation).
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Old 01-21-2008, 10:14 PM
 
Location: Charlotte, North Carolina
5,137 posts, read 15,460,969 times
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taylor bean is very good....but the best lenders are usually offered through hybrid lenders or brokers. Most of the good lenders dont do retail...only wholesale
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Old 01-22-2008, 01:51 PM
 
56 posts, read 55,061 times
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What about Bank of America - They have a completely no fee mortgage and the rates are the same as Wells Fargo (with fees)
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