Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Real Estate > Mortgages
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 02-11-2008, 12:11 PM
 
Location: Broward County
2,517 posts, read 11,052,247 times
Reputation: 1391

Advertisements

Wife has foreclosure. We are getting married next month. I want to buy a house at the end of year. Obviousely, I don't want the lender to use her information to get a loan. I am OK with her signing the closing documents at closing....which is required by Florida law.

Someone told me today that since we are married, the lender MUST include her credit information as part of the loan qualification process. This scared me....as I thought that I could use only my information if I want and leave hrr out of the loan part. Can someone confirm which is true ?

Thanks
N
Reply With Quote Quick reply to this message

 
Old 02-11-2008, 12:30 PM
 
Location: Charlotte, North Carolina
5,137 posts, read 16,588,833 times
Reputation: 1009
it's not required.

i did a loan in FL for my wife's family....and the wife had a BK.
We couldn't include her on the loan, but she was on title.
Reply With Quote Quick reply to this message
 
Old 02-11-2008, 02:01 PM
 
Location: Broward County
2,517 posts, read 11,052,247 times
Reputation: 1391
ok. thanks !
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Real Estate > Mortgages

All times are GMT -6. The time now is 04:18 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top