What's your interest rate?

[jflores]

Originally Posted by renriq02

you have to look at LTV....30yr fixed/15yr fixed...Government or conventional...loan amount...credit score.

Hard to tell someone that their rate is high when the full picture isn't shown

yeah thats true, my loan is convention for 188K, 5% down, credit score was in the 730 range, however, do have some debt. 5.5 throuhg bank of america, other than buying down the percentage, no other fees involved.

[jflores]

Originally Posted by tmorrell

Points seems high.

I locked on the 8th at 5.5 with no points.

It was high due to the fact I had to lock in for 45 days, or else it would have been just 1 point.

[my54ford]

I've got a 5% 30yr fixed but it's about 5 yrs old now...................

[tmorrell]

I got a 45 day lock with no points thru a broker. My new loan is actually going thru Wells Fargo.

Originally Posted by jflores

It was high due to the fact I had to lock in for 45 days, or else it would have been just 1 point.

[kmurali70]

Originally Posted by DMX

5.375 no pts - Wells Fargo - closed y'day

Hello DMX,
is this for 30 yr FRM.
Are there any closing costs.
is it for refi or new home ?

[renriq02]

5.375% no points was available 3-4 weeks ago....which is when he probably locked in.