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This will be my first purchase as a widow so I want to make the process as simple and uncomplicated as possible. I was leaning toward QL because they will finance a condo where I live with 5% down. The VA won't finance this complex and I don't have the 20% down most conventional loans require.
There are a lot of loan programs that only require 3-5% down, ask around.
OH, btw, my local, national bank did give me a great interest discount---0.25% if I had a bank account with them and they could do direct payment withdrawal from this account. I did that once a few years back, even though I hate that bank--it just was convenient to use as they are nationwide and easy to use when I moved around for work.
Before you use Quicken, check Trulia current mortgage rates, around 5 years ago we refinanced and almost used Quicken then found another lender who as a full point lower, we checked the lenders reputation and went with them & had no problems at all. I don't think I can link to Trulia here but you can google for it.
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