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Old 10-12-2017, 07:40 AM
 
124 posts, read 73,726 times
Reputation: 166

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I am going to do a HARP for a 73k loan on my 153k valued home in SC. I do qualify for HARP. I have perfect credit and have not secured a lender yet.

I am looking for what interest and APR rate lenders can offer.

Lenders please give me rates:

Others please give me advice on what lender you recommended.

I'm ready to do this soon.

Thank you.
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Old 10-12-2017, 08:51 AM
 
800 posts, read 418,932 times
Reputation: 2527
Here's a great link that will help you get started!
LMGTFY
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Old 10-12-2017, 11:19 AM
 
3,806 posts, read 8,280,248 times
Reputation: 4948
Quote:
Originally Posted by Smiles721 View Post
I am going to do a HARP for a 73k loan on my 153k valued home in SC. I do qualify for HARP. I have perfect credit and have not secured a lender yet.

I am looking for what interest and APR rate lenders can offer.

Lenders please give me rates:

Others please give me advice on what lender you recommended.

I'm ready to do this soon.

Thank you.
Why do you think you need a HARP loan?
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Old 10-12-2017, 12:10 PM
 
124 posts, read 73,726 times
Reputation: 166
Default The easy of it...

being self employed, it will work best for me as I will not have to give a lot of documentation. I understand why the HARP was created yet having a DBA it'll work best for me.

Are the rates supposed to be the same as refinance rates?

Any & all advice you have I'd appreciate.

Thanks
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Old 04-10-2018, 06:51 PM
 
12,640 posts, read 9,795,784 times
Reputation: 23313
Default Wondering about HARP, too.

I keep getting emails "QUICK the HARP program is about to expire!!" and it piqued my interest. (no pun)

It tells me in blaring letters I won't believe how much I'll save. If it sounds too good to be true....

So I skimmed quickly but I dunno. It looks like it's for someone who owes more than what it's worth or they have no equity?

I'm in a bad situation and I'm going to sell my house and give my as...hole other half.... half of the profit. His part is to make the renovations/upgrades. His work is great so I'm okay with that. As is we MIGHT walk away with $20K each. I'm thinking of just borrowing $20K, handing it to him and telling him to gtfo. (leave) with his psycho narci daughter. Not sure how to do it. I think I can just talk to my bank and get a loan.

I'm probably looking at 2 different things but I figure if I can get my payment down it might all work out? I'm not a whiz by a long shot when it comes to money or even math. I'm okay up to 5 but then I have to bring out the other hand.
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Old 04-11-2018, 08:05 AM
 
4,963 posts, read 12,564,047 times
Reputation: 3762
Quote:
Originally Posted by Smiles721 View Post
being self employed, it will work best for me as I will not have to give a lot of documentation. I understand why the HARP was created yet having a DBA it'll work best for me.

Are the rates supposed to be the same as refinance rates?

Any & all advice you have I'd appreciate.

Thanks
The part of HARP you are referring to is for people that lack equity. Not for people that lack provable income.
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