What would you do in current economy if you have funds for more then 20% down? Will you put more or stop at 20%?
As an example, you have a home $400K , you can put down anything between $80K (=20%) and $120K (30%).
With 20% down you'll get:
1. Better rate (???)
2. No PMI
Couple of years ego people would say put all you have in downpayment since there was no other "safe" investment that would grow that fast. Well it appeared to be not that safe, but that's another story
So what do you think is the best to do today?