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If you have an extensive credit history it won't hurt it at all.
If you have minimal credit history, it will impact your score.
I have an extensive credit history with a credit score over 800. The $100 bill is because they said I missed an appointment. I had left a message on their voice mail cancelling it, but they said they never got it. The reason I don't want to pay it or feel responsible is b/c it's not my fault they didn't get the message. Anyhow, I don't want to ruin my credit. Approximately, how many points do you think it will lower it?
With a score over 800 I doubt it will lower your score by much if it's not in collections. You could always try to dispute the charge with the credit reporting agency.
With a score over 800 I doubt it will lower your score by much if it's not in collections. You could always try to dispute the charge with the credit reporting agency.
Crazy isn't it! Collections has it now. I never miss any payments and pay everyone back on time. I'm just a little aggitated about this one. I even tried to compromise and told them I'll pay 1/2, but they won't budge!
Crazy isn't it! Collections has it now. I never miss any payments and pay everyone back on time. I'm just a little aggitated about this one. I even tried to compromise and told them I'll pay 1/2, but they won't budge!
It is, but that's the way it goes. I've worked in the medical service industry. The way it usually works is if you've missed one appt. you're given a one time break, but the next time you have to pay what the normal charge would have been for the service that you would have received if you had been there. Have you not shown up for your appt. before?
You must remember, the hygienist and dentist must be paid for their time and they're expensive. Just be glad it wasn't a root canal.
It's been done to me before, if it's any consolation.
I had one on my credit report and it didn't really effect it that badly, only 5 points if I remember correctly. So if you're over 800, you're still in good shape. It'll go away in three years.
It is, but that's the way it goes. I've worked in the medical service industry. The way it usually works is if you've missed one appt. you're given a one time break, but the next time you have to pay what the normal charge would have been for the service that you would have received if you had been there. Have you not shown up for your appt. before?
You must remember, the hygienist and dentist must be paid for their time and they're expensive. Just be glad it wasn't a root canal.
It's been done to me before, if it's any consolation.
I had one on my credit report and it didn't really effect it that badly, only 5 points if I remember correctly. So if you're over 800, you're still in good shape. It'll go away in three years.
I've NEVER missed an appointment! I thought it takes 7 years to go away. Are you sure it's only 3 years? Only 5 points, that's nothing. I'm not going to worry about it then. Thanks for the helpful info!
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