Private Road Maintenance Agreement

[Campfires]

Make the lender happy. Give them an agreement with those signatures. If it's always been done with a handshake, keep it that way.

Notice I didn't say go to all of your neighbors for those signatures. The lender wants an agreement with signatures. Fake it.

When my lender wanted reciepts for any transaction over $100 in my checking account, I just created fake receipts as there was no way I could get all of the receipts. The lender was satisfied as they were simply just checking a box.

[SmartMoney]

Originally Posted by Campfires

When my lender wanted reciepts for any transaction over $100 in my checking account, I just created fake receipts as there was no way I could get all of the receipts. The lender was satisfied as they were simply just checking a box.

Two things. First, don't be a d-bag and brag about committing loan fraud, no matter how minor, in a forum open to the public.

Second, where did you go that they documented $100 deposits? Typically, any deposits (or cumulative deposits) equaling 50% of your pay must be documented. And we know you had to make more than $200 per month.

https://www.fanniemae.com/content/gu...rge.20Deposits

I get that you were exaggerating, but your post was downright misleading for anyone trying to get some information, probably about 50% (at least) of the readers here.

[Campfires]

Originally Posted by SmartMoney

Two things. First, don't be a d-bag

First, no, the lender wanted proof of any incoming or outgoing monies of $100 or more. No exaggeration and I was taken aback that they would request such. It was ridiculous. So I made up receipts/fake explanations for all of the cash withdrawals of $100 or more as I had no recollection of why I pulled $120 out of my account 6 months prior, 3 months prior, etc.. What you call fraud, I call creative thinking. It appears you need to read up on the legal definition of fraud.

Second, with your command of the English language, perhaps you could learn how to have a discussion without calling somebody a douchebag, amiright?