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Naples Collier County
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Old 05-31-2010, 09:11 PM
 
1,035 posts, read 538,129 times
Reputation: 289

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I am looking at the golden gate estates and the surrounding areas. I have a small animal rescue and need info about the insurance situation and well water. I use a fair volume of water for my animals and am concerned about safety of well water and and the flood insurance situation. I have been told that the sulfurous water is quite unpleasant and can wreak havoc on fixtures due to its salinity content, it seems that RO systems can remove the smell of the water and the possible contamination of septic system leakage but I know very little about the costs of maintaining such a system.
Homeowners insurance seems to be in constant flux in the state, flood, wind and the like. I would very much appreciate any information on these concerns. I figure that I need a very small simple home and plenty of land for my particular needs. Hoping to keep costs as low as possible [naturally]
I plan on getting an agricultural exemption for my animals and plants and keeping my home very simple to keep insurance costs low/possible hurricane losses to a minimum.

I was raised in the rural tropics so I am very excited about returning to the climate of my childhood however I will be working just a few miles from the ocean in Naples and would like to keep the commute to a minimum so GGE seems like a great place to live....Thanks all.....G
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Old 06-01-2010, 02:56 PM
 
Location: Full time in the RV
3,223 posts, read 7,097,734 times
Reputation: 2959
As I told you in the previous post, you will have no problem with water if you have a decent well and water system. A sulfur well is deeper and cost more but is worth it. It has a rotten egg smell coming out of the ground. It DOES NOT smell in the house if you have a functioning water system. An iron well is cheaper but it will stain everything eventually-even with a decent system. I've had both and would never have an iron well again. All those farms are on well systems.

I clean my aerator tank out monthly and change my RO filters every 9 months. You have to add salt to the tank for the softener. There isn't much maintenance involved.

Insurance-Mine just went up $700 to $4K and I'm going to start looking around. You won't need flood insurance unless you are in the flood zone of which I don't think any of the Estates is in.

Don't kid yourself-you will have a long commute to work, especially in the winter.
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Old 06-15-2010, 05:20 AM
 
Location: PA
136 posts, read 393,382 times
Reputation: 39
We only pay a grand for our homeowners insurance. Its 1700 with hurricane added. We dont require hurricane so its an option. Also luckily we dont require flood insurance either, but I know my insurance company doesnt have that option anyway.
We also have a sulfur well. Def has that smell outside but never inside. Also have an RO unit & we make sure we keep salt in the softner.
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Old 06-20-2010, 08:45 AM
 
340 posts, read 964,440 times
Reputation: 174
It's no longer neccesary to have to move out in the middle of the sticks to find an affordable home ( 80-150 Grand) in this area, but if you are going to have a small zoo of Animals around your home, you probably will have to be looking in the GG Estates area. Larger lots and little to no county enforcement will help with the animal restrictions. Just be aware that there are a lot of wandering dogs and other wild animals out there, so a fence is a must and may cost you thousands. When it rains most of those long lots have huge ponds in the back, as the builders took the fill from the back of the lots to build up the foundation for the houses.
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Old 07-15-2013, 03:12 PM
 
4 posts, read 9,567 times
Reputation: 24
First of all, There are homes over a million out here and Arthrex labs just finished a 100k plus square foot medical device factory.Those are high tech machinist and technical jobs and pay 100k .Also, those employees will be coming to the Randall Blvd area to live and relax. Furthermore, my homeowners policy is only a meager 700 per year on a 250k dwelling with 125k contents , 3% hurricane deduction and 300k liability. In Addition, No HOA , no water or sewer bills and Yes Police and Fire stations 1 mile away ,plus a Mayo Clinic network hospital 20 minutes away. Finally, no more stray dogs animal services gets them or residents, no need for fencing and yes when it rains ,however, it floods some places but you have to buy smart and high in the pine belts. There are plenty of College graduates here and my wife and I are amongst them. I lived in Miami since 1969,moved here in 2002 I love everything except the job market. However, we have a new Commissioner Tim Nance and he is working to correct this. I predict a 8% increase in home prices and more folks fleeing here to save money and get away from the rules and regulations of the gestapo type HOA and the cost to pay to just be bullied.
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Old 07-16-2013, 04:40 AM
 
Location: Full time in the RV
3,223 posts, read 7,097,734 times
Reputation: 2959
Quote:
Originally Posted by naplesguy34120 View Post
First of all, There are homes over a million out here and Arthrex labs just finished a 100k plus square foot medical device factory.Those are high tech machinist and technical jobs and pay 100k .Also, those employees will be coming to the Randall Blvd area to live and relax. Furthermore, my homeowners policy is only a meager 700 per year on a 250k dwelling with 125k contents , 3% hurricane deduction and 300k liability. In Addition, No HOA , no water or sewer bills and Yes Police and Fire stations 1 mile away ,plus a Mayo Clinic network hospital 20 minutes away. Finally, no more stray dogs animal services gets them or residents, no need for fencing and yes when it rains ,however, it floods some places but you have to buy smart and high in the pine belts. There are plenty of College graduates here and my wife and I are amongst them. I lived in Miami since 1969,moved here in 2002 I love everything except the job market. However, we have a new Commissioner Tim Nance and he is working to correct this. I predict a 8% increase in home prices and more folks fleeing here to save money and get away from the rules and regulations of the gestapo type HOA and the cost to pay to just be bullied.
Who is your insurance company?
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