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Old 07-29-2013, 12:19 PM
 
1 posts, read 2,141 times
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NH does not require a driver to carry Auto Insurance except in specific situations. Driving in Vermont today we were stopped and the police officer asked for proof ofd insurance. We told him we live in NH nd are not required to have insurance. He siad, "But you are in Vermont and we require it." So I said so you mean that if my state doesn't require it, you won't let me drive in vermont without it and he said yes

Can any state force NH residents to carry Auto Insurance?
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Old 07-29-2013, 12:21 PM
 
Location: Londonderry, NH
41,479 posts, read 59,752,379 times
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Sounds like it. Call the NH Insurance Commission to check.
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Old 07-29-2013, 02:02 PM
 
1,135 posts, read 2,493,077 times
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or you could just insure your car.... just because you have the right to not insure your car doesnt mean its the smart choice....
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Old 07-29-2013, 02:26 PM
 
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Yep.

NH is the only state that does not require automotive insurance.

Other states, though, do.
And if they want they can confiscate your car. Doesn't usually happen but they can.
They can also fine you.

Basic minimum car insurance is not much money. Why not get it?
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Old 07-29-2013, 02:45 PM
 
Location: Barrington
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People like you is why I pay more for uninsured motorists coverage....
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Old 07-29-2013, 02:49 PM
 
Location: NYC
1,027 posts, read 1,621,296 times
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Quote:
Originally Posted by nanajudi View Post
NH does not require a driver to carry Auto Insurance except in specific situations. Driving in Vermont today we were stopped and the police officer asked for proof ofd insurance. We told him we live in NH nd are not required to have insurance. He siad, "But you are in Vermont and we require it." So I said so you mean that if my state doesn't require it, you won't let me drive in vermont without it and he said yes

Can any state force NH residents to carry Auto Insurance?
their state, their rules.

pay the fine and keep it moving.
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Old 07-29-2013, 02:52 PM
 
Location: Lacey, WA
489 posts, read 963,478 times
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Quote:
Originally Posted by unit731 View Post
NH is the only state that does not require automotive insurance.
I've lived here 23 months, and I never knew this.

-Mike
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Old 07-29-2013, 04:14 PM
 
2,463 posts, read 2,786,735 times
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It sounds like the Vermont police officer was on the lookout for NH license plates. Years ago there was a similar situation in Massachusetts. A lady from Rhode Island was traveling on a MA highway and an officer stopped her and said the same thing, it went to court, and the lady from RI won (declaring RI'ers did not need insurance to travel in MA), at the time the case did garner a fair amount of publicity (although many disagreed with the decision). RI does requires auto insurance now.

Incidentally, when RI began requiring auto insurance, rates did not go down.
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Old 07-29-2013, 04:30 PM
 
Location: NH Lakes Region
123 posts, read 247,568 times
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Quote:
Originally Posted by chris410 View Post
or you could just insure your car.... just because you have the right to not insure your car doesnt mean its the smart choice....
progressive mouthpiece
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Old 07-29-2013, 06:23 PM
 
1,135 posts, read 2,493,077 times
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Quote:
Originally Posted by Al Martia View Post
progressive mouthpiece
I take offense to that.. Im all for less government and more freedom and i love the fact that nh doesnt make car insurance mandatory along with seatbelts and helmets but im going to give my opinion that its really stupid not to have car insurance and like another poster says thanks for my higher premiums..

And yeah if its against the law in another state kinda makes sense that it would be against the law for a nh driver as well..
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