U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > New Jersey > New Jersey Suburbs of Philadelphia
 [Register]
New Jersey Suburbs of Philadelphia Burlington County, Camden County, Gloucester County, Salem County in South Jersey
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 09-27-2013, 01:33 PM
 
Location: Southern New Jersey
240 posts, read 403,554 times
Reputation: 316

Advertisements

My experience with Bank of America mortgage lending has been subpar as of late. Due to backward underwriting and slow responses, my closing has been pushed back for a second time. Very frustrated right now. Has anyone else dealt with Bank of America and what was your experience? Good or bad.
Rate this post positively Reply With Quote Quick reply to this message

 
Old 09-27-2013, 06:51 PM
 
Location: Vermont
5,440 posts, read 16,216,814 times
Reputation: 2647
I don't like them but I'm too lazy to re-fi with plans to move soon.

I can't even do automatic payments from their website.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 09-27-2013, 07:46 PM
 
Location: Southern New Jersey
240 posts, read 403,554 times
Reputation: 316
Quote:
Originally Posted by joe moving View Post
I don't like them but I'm too lazy to re-fi with plans to move soon.

I can't even do automatic payments from their website.

Are you kidding me? You can't even do automatic payments from their website? Why not? I can't remember what led me to Bank of America when I applied for a mortgage but I'm really regretting that decision now.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 09-27-2013, 09:13 PM
 
Location: Mount Laurel
4,187 posts, read 11,246,452 times
Reputation: 3508
Quote:
Originally Posted by joe moving View Post
I don't like them but I'm too lazy to re-fi with plans to move soon.

I can't even do automatic payments from their website.
That's correct if you don't have a BofA account. Their web payment does not allow recurring automatic payment if you don't have a checking or saving account with them. If you are paying your mortgage with fund from another institution, you can set up a BofA online account, do a recurring auto transfer from an external account to BofA account and then have another recurring payment from BofA to mortgage.

It's a crazy round about way of doing it but it can be done.

For OP's original question. I refinance into BofA from Chase and the whole process was pretty straight forward.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 09-28-2013, 12:15 PM
 
Location: a swanky suburb in my fancy pants
3,391 posts, read 8,359,017 times
Reputation: 1604
BofA is a horror show in every other way. Why should mortgage dept be any different? I am sure every customer they have was inherited from some other bank they swallowed up but some people don't want to stand in line and jump through all the hoops in order to close their account and switch to another bank.
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > New Jersey > New Jersey Suburbs of Philadelphia
Similar Threads

All times are GMT -6. The time now is 01:16 AM.

© 2005-2022, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top