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Old 07-28-2010, 05:50 PM
 
220 posts, read 650,236 times
Reputation: 62

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Hi All,

Perfect driving record, sucks we live in state with highest premiums.

Just curious if you moved from say dense Hudson/Bergen counties to say Upper Passaic/Sussex or even Rockland County, NY/etc and if you saw a decline in car insurance premium because you live on the leafier side with less congestion.

Thanks.
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Old 07-28-2010, 05:58 PM
 
Location: Vermont
5,440 posts, read 15,792,101 times
Reputation: 2644
moved from hawthorne to midland park and it dropped.
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Old 07-28-2010, 06:02 PM
 
9,124 posts, read 34,346,137 times
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You've also got to factor in changes in your commute. If you move 20 miles into the sticks, but your commute increases accordingly, you may see your savings erode if you adjust your policy to cover the additional total yearly mileage.
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Old 07-28-2010, 06:12 PM
 
220 posts, read 650,236 times
Reputation: 62
Quote:
Originally Posted by joe moving View Post
moved from hawthorne to midland park and it dropped.
wow and only a couple towns away..maybe further from Paterson? how significant (or not) was the drop?
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Old 07-28-2010, 07:09 PM
 
Location: On the Rails in Northern NJ
12,380 posts, read 24,990,321 times
Reputation: 4550
Just dump the car and use are wonderful PT system.
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Old 07-28-2010, 07:18 PM
 
Location: NJ
4,883 posts, read 10,886,746 times
Reputation: 4374
I moved from Jersey City to West Orange and my premium dropped by $300/year (Geico).
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Old 07-28-2010, 10:41 PM
 
Location: New Jersey
2,653 posts, read 5,533,093 times
Reputation: 2316
Quote:
Originally Posted by Nexis4Jersey View Post
Just dump the car and use are wonderful PT system.
Ughhh.............Is that really worth bringing up in this thread? It's obviously about using a car & asking a specific question.

And it is "our" wonderful PT system, not are.
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Old 07-29-2010, 05:34 AM
 
Location: NJ & NV
5,659 posts, read 14,928,292 times
Reputation: 2290
Several decades ago, moved from a Union County location to a Hunterdon County location and the premium dropped but can't recollect specifically how much.

More recently stayed in same location and moved from one insurance company to another and the premium dropped significantly.
DM (direct message) me if anyone wants details.
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Old 07-29-2010, 05:46 AM
 
Location: Savannah GA/Lk Hopatcong NJ
13,172 posts, read 26,615,201 times
Reputation: 11367
It usually does drop some...less congested area and less chance of auto theft
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Old 07-29-2010, 07:20 AM
 
Location: NJ
12,284 posts, read 33,606,631 times
Reputation: 5275
YES.

my husband (then BF) dropped from about $2400/yr to less than $1000 (hudson -> morris).....mine dropped at well, but not as significantly. we pay now ~$600/yr per car.
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