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Old 07-01-2007, 02:21 PM
 
Location: Missouri
6,046 posts, read 22,039,954 times
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If you are going to be commuting to Manhattan, you'll have a shorter commute if you stick to the northeastern part of New Jersey. Renting is a great idea - you won't have to pay real estate taxes and it will give you a chance to learn about the area before committing to buying anything. Central Jersey is a further commute but prices are more affordable.

I can't speak for the northeastern part of the state (which will be more expensive), but for central NJ it is reasonable to expect to pay anywhere from $1000 - $2000/month for a 2 bedroom apartment/condo/townhouse, depending on the town and how many luxuries you want (swimming pool, walk in closets, on site gym, etc.). Cable TV starts at around $45. Cable internet is about the same. Electric may be included with the rent but often it isn't; electric will cost anywhere from $60 - $160/month depending on how hot/cold you set the temperature. Telephone is a minimum of $50, can be $200 or more with international calling. You can also choose to use a provider that offers internet + phone + television; many providers are offering all 3 services for around $100 with a one year contract. Or you might forgo a house phone and just use cell phones. Car insurance depends on what sort of car you drive, your driving record, and I have no idea if they give a higher rate to internationals. I would count on paying, at very minimum, $1500/year for car insurance on one car, and possibly much more. I do not know what public transportation costs. Groceries and household items, I would budget at least $300 - $400/month assuming you'll need baby items too.

I hope that helps a little...best of luck.
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Old 07-07-2007, 01:29 PM
 
3 posts, read 5,574 times
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Thumbs up Is it resonable to say that a couple (+1) could live out of 75k$ for a year and before taxes, in the northeastern side o

Quote:
Originally Posted by christina0001 View Post
If you are going to be commuting to Manhattan, you'll have a shorter commute if you stick to the northeastern part of New Jersey. Renting is a great idea - you won't have to pay real estate taxes and it will give you a chance to learn about the area before committing to buying anything. Central Jersey is a further commute but prices are more affordable.

I can't speak for the northeastern part of the state (which will be more expensive), but for central NJ it is reasonable to expect to pay anywhere from $1000 - $2000/month for a 2 bedroom apartment/condo/townhouse, depending on the town and how many luxuries you want (swimming pool, walk in closets, on site gym, etc.). Cable TV starts at around $45. Cable internet is about the same. Electric may be included with the rent but often it isn't; electric will cost anywhere from $60 - $160/month depending on how hot/cold you set the temperature. Telephone is a minimum of $50, can be $200 or more with international calling. You can also choose to use a provider that offers internet + phone + television; many providers are offering all 3 services for around $100 with a one year contract. Or you might forgo a house phone and just use cell phones. Car insurance depends on what sort of car you drive, your driving record, and I have no idea if they give a higher rate to internationals. I would count on paying, at very minimum, $1500/year for car insurance on one car, and possibly much more. I do not know what public transportation costs. Groceries and household items, I would budget at least $300 - $400/month assuming you'll need baby items too.

I hope that helps a little...best of luck.
Thanks for the detailed info "christina0001".
I'm starting to get the feel of NJ, and I would loveto get some more info from many others.
Is it resonable to say that a couple (+1) could live out of 75k$ for a year and before taxes, in the northeastern side of NJ?
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Old 07-07-2007, 02:45 PM
 
19 posts, read 98,750 times
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Before my wife started working, we were making $75k per year in Northern New Jersey (Rockaway). We were ok. It was a little bit hard, however, because we own a house, and the mortgage + property tax payment is $1800/month for our $260,000 condo. If we rented a 2-bedroom apartment instead, we would still be paying about $1800 to $2000 per month in rent.

On $75k per year, your finances will be a little tight in North Jersey, but you can do it.

New Jersey is about the same size as Israel, so it's big. There are a lot of nice areas to live, but everywhere north of Trenton, NJ is pretty expensive for the most part, unless you go to the northwest part of the state, but then you are far from New York City.
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