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Old 10-01-2011, 01:49 PM
 
605 posts, read 2,147,545 times
Reputation: 456

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My husband lost his credit card a few weeks ago. We cancelled the card immediately with no fraudulent purchases. Mastercard gave us new cards with a new number. We've been using then without a problem for a few weeks. We got a call today stating that somebody was using the new card/number at a few stores in the Bronx. They used it a few places, then tried to spend $2,000 at BJ's and were denied. Mastercard said that they had a physical card.

Any ideas how this could happen? We have our physical credit cards.
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Old 10-01-2011, 01:54 PM
 
Location: New Jersey
11,345 posts, read 16,705,526 times
Reputation: 13370
Quote:
Originally Posted by Magic78 View Post
My husband lost his credit card a few weeks ago. We cancelled the card immediately with no fraudulent purchases. Mastercard gave us new cards with a new number. We've been using then without a problem for a few weeks. We got a call today stating that somebody was using the new card/number at a few stores in the Bronx. They used it a few places, then tried to spend $2,000 at BJ's and were denied. Mastercard said that they had a physical card.

Any ideas how this could happen? We have our physical credit cards.
Yep. Someone skimmed your card when you used it at a gas station, restaurant, etc. and uploaded it to a BS card.

Happens all the time.
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Old 10-01-2011, 02:00 PM
 
605 posts, read 2,147,545 times
Reputation: 456
What do you mean by uploading to a BJ's card? It sounded like they had a physical Mastercard.
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Old 10-01-2011, 03:01 PM
 
Location: New Jersey
11,345 posts, read 16,705,526 times
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Quote:
Originally Posted by Magic78 View Post
What do you mean by uploading to a BJ's card? It sounded like they had a physical Mastercard.
Credit Card Skimming - What is Credit Card Skimming
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Old 10-01-2011, 07:39 PM
 
Location: Elsewhere
88,584 posts, read 84,795,337 times
Reputation: 115105
It's been picking up lately in NJ. A coworker of mine had her number stolen, and she thinks it was at the gas station. Another friend got her cc bill and saw two charges for gas at that station for the same day--the $42 she had charged to fill her tank, plus another $50.

I would avoid using credit cards to pay for gas right now, folks.
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Old 10-01-2011, 07:58 PM
 
Location: New Jersey
11,345 posts, read 16,705,526 times
Reputation: 13370
Quote:
Originally Posted by Mightyqueen801 View Post
It's been picking up lately in NJ. A coworker of mine had her number stolen, and she thinks it was at the gas station. Another friend got her cc bill and saw two charges for gas at that station for the same day--the $42 she had charged to fill her tank, plus another $50.

I would avoid using credit cards to pay for gas right now, folks.
Using credit/debit cards are ok. Just kept an eye on them and the attendent.
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Old 10-01-2011, 08:06 PM
 
Location: Atlanta, GA
105 posts, read 287,068 times
Reputation: 108
Quote:
Originally Posted by camaro69 View Post
Yep. Someone skimmed your card when you used it at a gas station, restaurant, etc. and uploaded it to a BS card.

Happens all the time.
Quote:
Originally Posted by Magic78 View Post
What do you mean by uploading to a BJ's card? It sounded like they had a physical Mastercard.
Not BJ the store but BS as in make a card to be represent any account you choose once you have the info.
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Old 10-01-2011, 08:32 PM
 
10,222 posts, read 19,213,191 times
Reputation: 10895
Nobody checks if the stripe matches the card, so if the crook has a card he knows has been deactivated, he can overwrite the stripe with another one he got through skimming.
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Old 10-02-2011, 05:40 AM
 
Location: New Jersey
11,345 posts, read 16,705,526 times
Reputation: 13370
Quote:
Originally Posted by nybbler View Post
Nobody checks if the stripe matches the card, so if the crook has a card he knows has been deactivated, he can overwrite the stripe with another one he got through skimming.
When was the last time someone actually looked at your signature on the card?

For years I've been writing "picture ID required" instead of my sig and no one has ever asked for it.
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Old 10-03-2011, 05:14 AM
 
50,786 posts, read 36,486,545 times
Reputation: 76588
My debit got hacked at a gas station a few years ago (I'm 99% sure it was there for several reasons) and someone bought 2 one-way tickets to Santiago, Chili with it ($2600!). They never had the card but bought them online. Commerce (at the time) was wonderful and put my money back the next day, but it was scary at the time. What shocked me is that no one at the bank seemed surprised or overly concerned, guess it's a normal part of life now
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