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Old 10-15-2011, 06:45 AM
 
50,489 posts, read 36,145,160 times
Reputation: 76359

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"In some ways, I envy today's seniors. They get nice healthcare and a COLA on the SS checks."

Not all seniors get great health care. My mother and many others can't afford a supplemental policy which is necessary with Medicare so has a Medicare Advantage Plan (HMO). It is very restrictive, and after her recent hospitalization and rehab ended up with about $6000 in co-pays. She can't live alone anymore but is too (relatively) young and healthy for a nursing home. She worked hard all her life and saved as much as she could raising 2 kids alone, to end up with a $1000 a month SS check and $400 a month pension. Too little for the $4000 a month or so for assisted living, but too much for subsidized aides. Not complaining, it is the way it is, just wanted to correct any misconceptions that seniors are all on some kind of gravy train.
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Old 10-15-2011, 08:31 AM
 
Location: New Jersey
11,318 posts, read 16,638,290 times
Reputation: 13327
Quote:
Originally Posted by ocnjgirl View Post
"In some ways, I envy today's seniors. They get nice healthcare and a COLA on the SS checks."

Not all seniors get great health care. My mother and many others can't afford a supplemental policy which is necessary with Medicare so has a Medicare Advantage Plan (HMO). It is very restrictive, and after her recent hospitalization and rehab ended up with about $6000 in co-pays. She can't live alone anymore but is too (relatively) young and healthy for a nursing home. She worked hard all her life and saved as much as she could raising 2 kids alone, to end up with a $1000 a month SS check and $400 a month pension. Too little for the $4000 a month or so for assisted living, but too much for subsidized aides. Not complaining, it is the way it is, just wanted to correct any misconceptions that seniors are all on some kind of gravy train.
Yeah right, I don't think SS had a COLA in a few years and when they do get it...maybe 2%.
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Old 10-16-2011, 08:28 PM
 
2,046 posts, read 4,943,345 times
Reputation: 326
Quote:
Originally Posted by GoYanks34 View Post
That story is horrible. There are obviously exceptions to every rule and they should have let them stay until they could find another place. My God, they lost their child. Give these poor people time to grieve and adjust.

I can't speak for the others but what I am talking about is an adult community for those 30 and older with NO children allowed. I don't necessarily want to live among the elderly, but I want a community somewhere that has peace and quiet with no little kids screaming and running around and no teenagers causing trouble. I'm not even talking about the reduced pricing (which would be nice but I completely understand why it's necessary for the elderly). I just like my environment very quiet.
sorry that doesn't exist
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