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I just got a 1988 pick up truck from a friend. There was no money exchanged. He gave it to me as a gift.
The title has 2 lien holders listed on it but he assures me that there is no lien. The title is from New York. I have only seen titles from cars in NJ. I am not used to this. because of the age of the vehicle I doubt that there would be a lien but how can I be sure?
The vehicle is probably not worth much more than about $1000. Im not concerned that the vehicle has money owed on it but I am concerned that NJ Motor Vehicle will not issue me a title if they see this.
I just registered my car in NJ from NY. They will want to see the letter that states that the lien has been paid off. Since this is most likely unavailable in your case, I am not sure if they will make exception considering the age of your truck. You should go to DMV and ask them.
I agree fairly much with above response. try not to write anything on the title that you might want to change later, since they do not take titles that have anything erased or crossed out.
You should probably get in touch with NYS DMV and ask.
Just because the truck is old, is no guarentee that the loans were actually paid.
But I just paid off the loan on my car, got letter from bank, all is paid and clear
went to NJ DMV, asked them to remove lien holder from title, they did!
didn't want to see bank letter, nothing, just my say so
In fact they said I could have just called.
I asked if I could get a new title doc, with no lien holder on it.
they said sure, but not necsassary, it's on computer.
I said, no, I would like a clean doc, they were very nice, said sure, charged me $35 for new title doc.
Would have been no charge if I didn't want a new title.
I was VERY surprised how easy (to easy) it was to remove it
But I just paid off the loan on my car, got letter from bank, all is paid and clear
went to NJ DMV, asked them to remove lien holder from title, they did!
didn't want to see bank letter, nothing, just my say so
In fact they said I could have just called.
Wow, this is the complete opposite of the DMV in Rahway (Union county). The lady was so adamant about having that letter that states that the loan has been paid off. We paid it off years ago, thank god we are paper hoarders and was able to find this little letter, otherwise I wouldn't know what to do.
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