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in that scenario, the credit card industry and its stakeholders dont benefit from people learning to avoid credit card debt.
hey, you said it, not me (at least today).
CC companies and stakeholders would do just fine if people were smart with credit - they still collect fees on every TX. They'd also have less writeoffs from bankruptcy, defaults, etc.
Definitely cheaper is not better. We are so glad that our kids were educated in NJ rather than here in NC where we retired.
Last year during the campaigning for the governors position in NC there was a TV commercial buy a woman about the Republican candidates pro educations policies. She was very proud that kids in NC were already reading by the fourth grade!!!!
If a child in NJ isn't reading by the first grade the schools would be closed.
Yes we enjoy the cheap property taxes down here vs NJ but NC isn't concerned about great educations for their kids. Keep them stupid so they keep voting Republican.
In NJ kids aspire to become professionals.
In NC truck drivers and Hooters girls.
You do realize that Charlotte is the 2nd largest financial hub after New York?
I'm sure you also realize that NC has some of the most acclaimed state universities in the US?
I also know many people in NJ who were on the fast track to become "professionals" and hated the culture and left. Look at how many blue collar people there are in NJ.
CC companies and stakeholders would do just fine if people were smart with credit - they still collect fees on every TX. They'd also have less writeoffs from bankruptcy, defaults, etc.
my examples of who doesnt benefit arent really worth mentioning. ill agree that from my perspective, society is better off if we have an "educated" population. i dont think that concept should be mentioned to justify things like making non-users pay for something or something like free college for everyone. im not sure you want to require a 4 year degree for someone that cleans floors.
oh and i get 2%+ cash back on all my credit card purchases. i may lose that if people arent paying interest to credit card companies.
Why? The usual socialistic motivation that causes one group with political power to justify the confiscation of private wealth for the unearned and undeserved benefit of another group. The same reason the welfare state was established.
We can do better. The State does a horrific job at this. And most parents would kill to be able to afford private school where they could exert better control over what their kids are taught. But they can't afford it, because their private wealth is squandered on the irresponsible and irrational behavior of others (exhibit A: Abbott school districts).
If parents were responsible for their children's education, and they had to actually choose the school, choose the curriculum, and pay the teachers themselves, no country in the world would be able to touch us.
Spoken like a spoiled American.
I come from a country where there was no public education. I went to a fancy private school. To get me in there, my parents found jobs working at the schools to guarantee our acceptance. My younger sister was dyslexic. They got her in and then worried they were going to spend the next twelve years sweating it out every parent teacher conference, worried she would be kicked and they would have nowhere go go. And we were the lucky ones, the upper class, the ruling elite and even so, my parents moved to the US as soon as they could. By fourth grade I was living in New Jersey and my sister getting the support she needed.
The rest of the kids, the poor people, lived in slums with no hope of ever getting out.
There is a reason why education is offered to every person regardless of economic situation. Education is a social mobilizer, and equalizer that helps ensure every life is given an opportunity to get beyond their station in life. I am only sorry it stops being affordable past the 12th grade. Education is an investment in the productivity of its people. Whereas my native country is in tatters economically, the United States is still, with all it's problems, a safe place to live and for most of us, our only problems don't go beyond whether to get McDonalds or Burger King for dinner. Things are not perfect here, but I would love to see you speak this way after having lived one year wondering how and if you can find the means to educate your children!
Marc's family came here on the Mayflower and have been speaking the queen's English for hundreds of yrs. Clearly none off his ancestors ever needed the.govt for anything.
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