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Im looking to live permanently in Hudson County but im beginning to see that the property taxes are ridiculous around there, with the low end starting around 8k a year. Ive seen as high as 14-15k. Its insane compared to the rest of the country. Between those property taxes and mortgage, I would probably need at least 18-20k for just that before all other expenses. Anyway I have a bachelors degree in liberal arts (yes I know ). Im also skilled in construction. But being such a general degree, how difficult is it to obtain a general job that pays at least 30-35k? Is it easy to obtain a job that starts in that range because the cost of living is more? I'm open to travel within about 30 miles of Hudson County in NJ, and Manhattan. The incentive of living in the metro NYC area is the eventual job advancement, but im just trying to figure out how rough it will be to start off.
I would think that most jobs above burger flipping, washing cars etc would pay in the 30'a but I really don't know personally since I'm in a more professional category for decades. Not bragging or anything but just wondering what most entry level jobs are. And those real estate taxes sound like the same most people are paying throughout NJ.
you can probably be a police officer. construction in the area pays well if you pick the right company. I am a machinist with 2 years experience and i am making 28k-30k per year depending on overtime. I work near ridgewood nj.
Im looking to live permanently in Hudson County but im beginning to see that the property taxes are ridiculous around there, with the low end starting around 8k a year. Ive seen as high as 14-15k. Its insane compared to the rest of the country. Between those property taxes and mortgage, I would probably need at least 18-20k for just that before all other expenses. Anyway I have a bachelors degree in liberal arts (yes I know ). Im also skilled in construction. But being such a general degree, how difficult is it to obtain a general job that pays at least 30-35k? Is it easy to obtain a job that starts in that range because the cost of living is more? I'm open to travel within about 30 miles of Hudson County in NJ, and Manhattan. The incentive of living in the metro NYC area is the eventual job advancement, but im just trying to figure out how rough it will be to start off.
You may want to factor in income taxes, so if you go for a job that pays 30-35K, you may not be able to set aside the 18-20K for your housing needs.
You may want to factor in income taxes, so if you go for a job that pays 30-35K, you may not be able to set aside the 18-20K for your housing needs.
Income taxes are going to be deducting that much??? What exactly are we looking at?
And while the point is brought up, what other hidden taxes may there be living in the area? I know I heard something about a commuters tax that they tax if you live in NJ and work in NY.
There's no longer a commuter tax but there are rumors that it might be brought back by DeBlasio.
As for income taxes, obviously depends on your deductions, but a $30-35K gross income should probably net out to ~ $20-25K take-home pay. Once you factor in housing costs, commuting costs, personal expenses, utilities, etc etc, you're probably looking at ~ $8-10K left over. Purchasing property is probably not a realistic goal for you at this point in time.
As well, your salary is entirely dependent upon your field of work; if you're in the tech or financial sector , starting salary will be quite higher, at least $40-50K. However, if you're in, say, advertising or fashion or publishing or something else of that ilk (which, considering you have a liberal arts degree, is a likely avenue for employment), your starting salary will be MUCH lower, most likely in the $20-25K range.
There's no longer a commuter tax but there are rumors that it might be brought back by DeBlasio.
As for income taxes, obviously depends on your deductions, but a $30-35K gross income should probably net out to ~ $20-25K take-home pay. Once you factor in housing costs, commuting costs, personal expenses, utilities, etc etc, you're probably looking at ~ $8-10K left over. Purchasing property is probably not a realistic goal for you at this point in time. As well, your salary is entirely dependent upon your field of work; if you're in the tech or financial sector , starting salary will be quite higher, at least $40-50K. However, if you're in, say, advertising or fashion or publishing or something else of that ilk (which, considering you have a liberal arts degree, is a likely avenue for employment), your starting salary will be MUCH lower, most likely in the $20-25K range.
Yes. I was shocked reading this b/c I started at $30K in 1989, it's disheartening to see how salaries have stagnated even with a L.A. degree. But you're right about the field, my company pays summer interns about $25/hr in tech fields.
Yes. I was shocked reading this b/c I started at $30K in 1989, it's disheartening to see how salaries have stagnated even with a L.A. degree. But you're right about the field, my company pays summer interns about $25/hr in tech fields.
Yeah; unfortunately, a lot of the areas of industry where a general LA degree could you get somewhere have been greatly harmed by all the rapid changes in technology in the past 15-20 years. I mean, heck, if you try to get into advertising or publishing right now, you need to start off as an unpaid intern, just to get your foot in the door, with no guarantee of earning a paid permanent position. I'm supremely happy I'm older and grew up in a time when it was far easier to find employment; can't even fathom being a young person today seeking employment.
Yeah; unfortunately, a lot of the areas of industry where a general LA degree could you get somewhere have been greatly harmed by all the rapid changes in technology in the past 15-20 years. I mean, heck, if you try to get into advertising or publishing right now, you need to start off as an unpaid intern, just to get your foot in the door, with no guarantee of earning a paid permanent position. I'm supremely happy I'm older and grew up in a time when it was far easier to find employment; can't even fathom being a young person today seeking employment.
Agreed. I'm worried about my kids (16 yrs old).
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