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Old 09-18-2016, 10:31 AM
 
1 posts, read 2,001 times
Reputation: 10

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hi All,

I recently finished a lease and decided to buy the car out. I went to my local credit union and got a loan on it.

Now, the car is still registered to Honda Leasing Comp.. How do I register the car to me? What docs are needed?

The DMV site says the title is required. I do not have the title, since FCU has a lien on it and they hold the title.

I did pay 85 dollars to FCU when I took the loan to have the title transferred.

Can someone please tell me who went thru this process?? I hate the lines at DMV and don't want to waste my time with pointless trips..

Thanks much.
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Old 09-18-2016, 07:48 PM
 
351 posts, read 478,463 times
Reputation: 320
Why wouldn't you ask FCU?
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Old 09-18-2016, 08:01 PM
 
Location: MMU->ABE->ATL->ASH
9,317 posts, read 20,910,498 times
Reputation: 10443
I'm assuming the car is all ready registered to you, Correct? You just renew it.

When your Credit Union Sends the money to Honda, Honda will Notify NJ DMV that the lien has been satisfied, and can be released. The CU will notify NJ DMV it now has a lien on the car, and the title will be updated, in DMV's computers, and you CU will hold the title "Paper" until the loan is payed off, then they will notify DMV that there lien has been satisfied, and a new title will then be issued (Normally mailed to you) that will show no liens on the car.

This whole process can take 4-6 weeks.

But Call your Credit Union......
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