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Old 06-16-2008, 01:58 PM
222 posts, read 749,634 times
Reputation: 86


Shopping for mortgage right now - very exciting
Anybody used Loan Search shop? Looks like they are giving the best rate for NJ. Well, at least for your credit scores...
Just trying to get an idea if they are safe..
Thank you
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Old 06-16-2008, 02:33 PM
Location: Vermont
5,440 posts, read 15,847,886 times
Reputation: 2644
Yes, I used loansearch.com, if that is what you are talking about. They are 100% legit, and had the lowest rate with no nonsense. They are based in NJ and only handle NJ loans. I did not even have to give them my social (all of that was collected by the bank). No nonsense, and no obligation. It was a completely seamless process. We had no bank fees, other than $75 in overnight FedEx fees. Application fee was refunded on closing. No "appraisal" fee or credit check fee or anything like that.

I got paranoid, because the rate they told me was lower than the rate on the bank's website and the people at the bank have no clue what loansearch.com was. The reality is that these deals are handled by someone higher up, a director of mortgages or something.

I highly recommend them...
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