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Are you sure about that???? My partner still has all her benfits in Scotland - she hasn't lived there in over 9 yrs.
Yup, it is true.
You have to be a land owner or a 6+ month (tax paying) Canadian resident, to get those medical benefits.
Can you imagine the strain on the Canadian Socialized ("free") system if all the Canadian retirees from Florida, NV, AZ, etc. came back to Canada to have their hip and knee replacements, bypasses and god knows what else.
The OP needs to make sure she and her child will be covered by her husbands insurance.
I'd exercise caution before coming here... keep your Canadian citizenship for the health care emergencies (if u can) but get ready to be raked across the coals by our insurance companies. Although in NJ your kids must be covered by your insurance if they are under 25 and still in college, the insurance company has to cover them by law.
However with that said, the insurance companies will fight tooth and nail to decide what will and won't be covered, what will not be a "necessity" regardless of how much you need it.
My best summary for our health care is this: my niece needed a skull fusion helmet when she was under the age of 1. The insurance company said "no" to any coverage whatsoever because as they said "it is not a necessity for survival" Last time I checked, a skull that doesn't fuse properly isn't really a good thing. He paid $1k+ for the helmet.
I needed new hearing aids, I am 60% deaf. Denied coverage and had to pay out of pocket because the insurance company (not my hearing doctor who said I've needed new ones awhile) decided "hearing aids are not a necessity" so I paid out of pocket, a LOT of money.
my uncle, now on his 3rd bout of bladder cancer after 2 strokes was denied coverage for certain medicines by his insurance company. They too deemed that the treatment prescribed by his doctor was not a necessity AND the ones they did approve cost him hundreds of dollars to fill and refill. It remains to be seen how he will end up (things right now, thankfully, look good although he looks terrible).
Great place we live in!!!
Our nation is run and RUINED by these lying thieves who claim to be here for us when they are only out to maximize their profits regardless of who dies in the process.
Last edited by kungfulou; 07-01-2008 at 12:59 PM..
Salut from Ontario Canada. I am a homemaker, wife of a 4-yr old daughter and husband who travels frequently to Mahwah NJ to assist a Corp. as a S.A. He has been asked a lot lately if he would consider a permanent job with this company he has been helping lately. We are all Canadian citizens and are in our early 40's. I have and have had a lot of medical issues, which I have addressed well here in Canada. We also live in an area of Ontario, adjacent to the Great Lakes and the state of Michigan. The cost of living in our community is one of the best kept secrects here in Ontario, as we own a waterfront summer home on Lake St Clair( a "protected" small lake between Lake Huron, Lake Michigan and Lake Erie). We also reside in a new residential area, where a single family home, 2 yrs old, 3000 sq feet, 2-3 car garage, full lot for a 20ft by 40 ft inground pool would fit well , generally, a community which I am very content with , especially when the general cost of this community is about 400-600 hundred thou per home,(USD), and about two thou. yr property taxes. Now, I guess this issue is, our school system etc is much different than how things are in some of the US schools. My husband tells me that apparently, what zip code one resides in and therefore the taxes one pays at the local level literally can determine the "quality" of the schools and in a more pronounced way, the ,for lack of a better adjective,"class of society" one is a part of. This in effect can have influence on the risk of crime potential, road,sewer etc quality and generally, the community of citizens who reside near you. He has informed me that there are indeed some lovely, quaint communities he has viewed in the area where his work assisgnment is, however, he stated that home taxes could be about 13,000 yr, especially since we would desire a family community of similar lifestyle we enjoy currently. I have indeed taken into account the issues re our tax system overall here in my province and country and the currency difference. Any comments or ideas, suggestions ? I would greatly appreciate your knowledge! Merci, from a Northern Neighbour!
The weather in NJ is far better than Canada, we get full change of seasons and little to no snow in winter - at least in recent years. I think the toughest transition for you will be the people - Jersey people are sarcastic, quick witted, arrogant and some will try to pull a fast one. It's a different culture than Canada - I know Canadians tend to be more humble, honest and less uptight. As a rule, that won't be the case in NJ. Traffic is going to be a major difference for you too. In Canada I drove 100 miles and never saw a building. Vastly different in NJ. Good luck!
Last edited by MoorestownResident; 07-01-2008 at 01:22 PM..
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