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07-04-2008, 11:38 AM
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5 posts, read 22,181 times
Reputation: 11
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Good Day Everyone!!!
I would like to move to Jersey City New Jersey I wonder if there is a safe neighborhood over there where I can raise my Kids safetly and also I would like to know how much the insurance rates over there> I have one car toyota corrolla 2004 ???? thanks Also how much is gas prices over there?
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07-04-2008, 12:50 PM
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Location: Stewartsville, NJ
7,577 posts, read 21,642,836 times
Reputation: 1256
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Quote:
Originally Posted by Ladyluckru
Good Day Everyone!!!
I would like to move to Jersey City New Jersey I wonder if there is a safe neighborhood over there where I can raise my Kids safetly and also I would like to know how much the insurance rates over there> I have one car toyota corrolla 2004 ???? thanks Also how much is gas prices over there?
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Safe neighborhood near JC??? Try the Forum search for that answer. Regarding auto ins. - NJ, I believe, is the second highest in the nation... plus if you move to an urban area, it will be even higher. I would venture to say you'll be paying around 800 to 1000/yr. assuming the vehicle is paid off? No loan? Gas near me is at 3.89/gallon for regular. |
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07-04-2008, 12:59 PM
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Location: GA
2,791 posts, read 10,341,222 times
Reputation: 1170
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A good price for gas near me is $3.95. Auto insurance will depend on coverage and your driving record as well as where you live and how you use your car. Assuming you have a good record and want full coverage, it will be at least $1000.
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07-04-2008, 06:55 PM
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526 posts, read 1,333,143 times
Reputation: 74
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I have found insurance rates in my area of New Jersey to be quite fair, rather than asking in a forum such as this, why don't you call an insurance company, or get a online quote. My guess is that JC is going to be a little more expensive given that it is a very urban environment, and is bound to have more accidents and car theft.
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07-04-2008, 07:02 PM
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3,219 posts, read 6,256,639 times
Reputation: 1850
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You're going to get "creamed" on price in Jersey City.
Between vandalism, cars parking playing bumper cars and the like - you're better not having a car in Jersey City.
If you need to drive look elsewhere - that's my opinion.
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07-04-2008, 09:23 PM
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209 posts, read 1,643,277 times
Reputation: 114
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With all due respect to njguy, I think he's wrong - many people (if not most) in Jersey City have cars and do fine. If you're downtown it's probably worth getting a spot in a lot or garage so you don't have to worry about parking or break-ins.
The only real hazard to having a car in Jersey City is car break-ins, which do happen, particularly if you leave anything visible in the cabin of the car. As long as you keep a very neat car with nothing out you're usually safe but as in any city you might have bad luck and have something happen.
That said, my car insurance rates in downtown Jersey City are pretty reasonable -- we insure two relatively nice cars for I think $1400 a year (and $700 a year for each car ain't bad for just about any part of NJ). This is with State Farm. Rates vary a lot, though, and some insurers (even usually cheap ones like GEICO or Progressive) do give very high quotes so it pays to shop around.
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07-04-2008, 09:57 PM
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3,219 posts, read 6,256,639 times
Reputation: 1850
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downtownjc - I know for a fact that Auto Insurance in Hudson County on the whole is priced considerably more than Bergen County where I reside. I know this as I lived in this area all of my life. I know that females get better rates than males and I don't know what gender you are. 
As at the time me a 42 year old male with an ultra-clean driving record and a VERY modest car the rates I was quoted (by 7 companies) for Hudson county areas especially Jersey City were terribly high like in the $1,800.00/year or so range for 1 car and a $500.00 deductible for comp and collision. Here in Bergen County the rate was closer to $1K or so range for the same at the time.
To the OP: I hope that you find as good a rate or close to it as downtownjc pays. |
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07-05-2008, 06:11 AM
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Location: Somewhere over the Rainbow
625 posts, read 3,527,927 times
Reputation: 445
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Car insurance rates in NJ are insane. I have been driving for about 8 years and this is the first year I am paying less than $2k. I know someone that was quoted $5k per year!!! Progressive wanted about $2500 per six months from me. It's best to shop around and shop around alot. Geico used to be cheap when they first came back to NJ but I guess they just joined in with every other company of criminals and started to rob us too!
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07-05-2008, 06:42 AM
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Location: High Bridge
2,736 posts, read 9,255,225 times
Reputation: 670
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Quote:
Originally Posted by neekah18
Car insurance rates in NJ are insane. I have been driving for about 8 years and this is the first year I am paying less than $2k. I know someone that was quoted $5k per year!!! Progressive wanted about $2500 per six months from me. It's best to shop around and shop around alot. Geico used to be cheap when they first came back to NJ but I guess they just joined in with every other company of criminals and started to rob us too!
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I'm 27.... the highest car insurance I've ever paid was $1600/yr, and right now, I'm at $600/yr....
Geico, imho, is a rip off for many. I highly recommend esurance.com |
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07-05-2008, 06:49 AM
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Location: New Jersey/Florida
5,797 posts, read 11,897,120 times
Reputation: 4290
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It depends on age, driving record, if you leave your car on the street or a garage. Like downtown said DON'T LEAVE ANYTHING VISIBLE. No change laying around, no CDs, DEFINITELY NO GPS SYSTEMS. They are our biggest cause for auto breakins at this time. People come from the burbs and have thousand dollar GPS systems showing and wonder why some mutt broke their window and stole the GPS. I would say at least a 1,000 for basic insurance. Just remember what I highlighted and you should be OK.  |
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