Muhlenberg Closing Today (Plainfield, Oxford: health insurance, deductible, bills)

[BobKovacs]

I guess I really shouldn't be surprised given the state of healthcare and insurance in the US, and especially in NJ, but it's still a bit of a shocker. Here's the link to the story.


NJBIZ - Daily News & Publications for New Jersey

[wileynj]

sniff..sniff..do I smell socialize medicine coming to the US of A??? What choice will we have if this keeps happening! I work for insurance companies and let me tell you..they suck at paying their bills on time! Try sending them a payment late and see what happens yet they can take 60..90..120..even longer for some to pay their bills! I'm sure they are earning mega dollars in interest by hanging onto that money for as long as I can. Bastids!

[pixieshmoo]

Wow, I agree with you. While I'm not shocked because it's happened how many times now, I am shocked that we continue to remain in this poor state of healthcare/insurance!! I recently had to go to the ER in my area and had a full day's wait before I was seen because of the wait time due to the amount of people. And I was a "threatened miscarriage" and still had to wait. Do you know why? Because 3 other hospitals in this area closed down/are closing down and the one I went to is the only one around!!! It is a shame that people have to suffer like this.

[wileynj]

And where is our leader?? That's right..Waving a "made in China" American flag on a stick over in China and preaching to them on how they should run their country. Get you sorry texan piece of ***** ass back here and do something about this mess you got us into!

[wileynj]

Ya'll talkin to me?

[Gravy Boat]

Give the guy a break. He's busy.

Moderator cut: image removed

[wileynj]

Nice one Gravy boat! At least we will have one protologist left to go to : ))

[BobKovacs]

I've gotta start watching more Olympic volleyball- that girl in the white has a fine pair of legs........

[wileynj]

One thing I don't get..why should an individual who can't get into a "small group plan" have to pay 2 to 3 times more for health ins. than someone who is in a small group plan? It makes no sense! Why can't we just have one large group plan and include all of NJ????

Look at these numbers...No wonder there are so many without!

[SIZE=3][LEFT]August 2008 New Jersey Individual Health Coverage Program Board Standard Plans[/LEFT]
[/SIZE][SIZE=1][LEFT]Standard[/LEFT]
[/SIZE][SIZE=1][LEFT]SINGLE [/SIZE][SIZE=1]$1,000 $2,500 $5,000 $10,000 $1,000 $2,500 $1,000 $2,500 $1,000 2500 $15 $30 $40 $50 Split Deductible Plan Rate
Deduct Deduct Deduct Deduct Deduct Deduct Deduct Deduct Deduct Deduct Copay Copay Copay Copay Copay Coinsurance Guarantee
Aetna Life Insurance Company 886.00 728.00 - - 1,044.00 904.00 1,189.00 1,022.00 2,228.00 1,915.00 - - - - - - 12 mos
Aetna Health Inc. - - - - - - - - - - 1,517.80 942.60 - - - 423.60 12 mos
AmeriHealth HMO, Inc. - - - - - - - - - - 1,491.00 668.00 - 559.00 635.00 - none
Celtic Insurance Company 1,219.00 1,080.00 - - 1,528.00 1,375.00 4,419.00 3,352.00 6,009.00 5,288.00 - - - - - - 3 mos
CIGNA HealthCare - - - - - - - - - - 1,208.34 - - - - - none
Health Net of NJ - - - - - - - - - - 1,323.35 1,094.30 994.21 909.97 - - none
Horizon Blue Cross Blue Shield of NJ 1,266.13 1,091.36 756.22 493.65 1,521.60 1,299.22 2,150.44 1,332.97 3,006.93 2,001.89 - - - - - - 12 mos
Horizon HealthCare of NJ HMO Blue - - - - - - - - - - 643.72 535.69 - - 528.71 333.12 12 mos
Oxford Health Insurance Company 640.02 521.93 448.91 387.89 976.09 776.34 1,216.41 907.70 1,431.83 1,051.50 - - - - - - 12 mos
Oxford Health Insurance Company (PPO) - - - - - - 618.49 474.91 671.12 - - - - - - - 12 mos
Oxford Health Plans - - - - - - - - - - 759.94 565.09 - - - - 12 mos
Standard[/LEFT]
[/SIZE][SIZE=1][LEFT]ADULT & CHILD [/SIZE][SIZE=1]$1,000 $2,500 $5,000 $10,000 $1,000 $2,500 $1,000 $2,500 $1,000 2500 $15 $30 $40 $50 Split Deductible Plan Rate
Deduct Deduct Deduct Deduct Deduct Deduct Deduct Deduct Deduct Deduct Copay Copay Copay Copay Copay Coinsurance Guarantee
Aetna Life Insurance Company 1,531.00 1,254.00 - - 1,793.00 1,529.00 2,025.00 1,739.00 3,847.00 3,307.00 - - - - - - 12 mos
Aetna Health Inc. - - - - - - - - - - 2,734.60 1,698.50 - - - 764.00 12 mos
AmeriHealth HMO, Inc. - - - - - - - - - - 2,714.00 1,216.00 - 1,017.00 1,156.00 - none
Celtic Insurance Company 2,133.00 1,890.00 - - 2,675.00 2,406.00 7,734.00 5,865.00 10,517.00 9,255.00 - - - - - - 3 mos
CIGNA HealthCare - - - - - - - - - - 2,175.01 - - - - - none
Health Net of NJ - - - - - - - - - - 2,249.93 1,860.50 1,690.34 1,547.12 - - none
Horizon Blue Cross Blue Shield of NJ 2,243.45 1,933.95 1,339.92 874.74 2,696.31 2,302.02 3,815.55 2,365.24 5,335.83 2,998.14 - - - - - - 12 mos
Horizon HealthCare of NJ HMO Blue - - - - - - - - - - 987.43 821.67 - - 810.99 510.96 12 mos
Oxford Health Insurance Company 1,184.04 965.57 830.48 717.60 1,805.77 1,436.23 2,250.36 1,679.25 2,648.89 1,945.28 - - - - - - 12 mos
Oxford Health Insurance Company (PPO) - - - - - - 1,144.21 878.58 1,241.57 - - - - - - - 12 mos
Oxford Health Plans - - - - - - - - - - 1,443.89 1,073.67 - - - - 12 mos
> These are monthly premium rates in effect for new business and renewals which occur during the month shown at the top of this page. Contact the carriers or your agent for rates for subsequent months.
> The PPO plan rates shown are listed according to the out-of-network benefit level. A PPO plan listed under Plan C, for example, means that the out-of-network coinsurance is based on Plan C (70%/30% coinsurance).
> Contact Oxford Health Insurance for details on the plan design for the available PPO products.
> Contact the HMO Carriers for information on the HMO Coverage subject to deductible and coinsurance.
> Contact the HMO Carriers for information on the HMO Coverage with a split copay.
HMO Plans
Plan B Plan C Plan D HMO Plans Plan A/50
Plan A/50 Plan B Plan C Plan D[/LEFT]
[/SIZE]

[wileynj]

Originally Posted by BobKovacs

I've gotta start watching more Olympic volleyball- that girl in the white has a fine pair of legs........

yes she does but she knows it if you get my drift... bit big headed!