If you haven't refi'd yet you might have missed it.

[wileynj]

Originally Posted by Lusitan

Cute

But unfortunately, I'm sure the original contract has a clause that says, effectively, "We (the credit card company) can change this contract at any time in any way we want, but you (the customer) can either take it or leave it."

It's always the way ...

Too true...hence the reason I pay them off then call and tell then to shove it up their arses! It's nice to be in a position where you can do that

[timneh5]

Originally Posted by wileynj

Absolutely! You'll save yourselves hundreds each month. The compnay T & I are talking about is great. Only $750.00 in fees plus title ins. and escrow acct. But you should get your current escrow monies back from your current mortgage company. They also will let you roll the closing fees into the new loan so you'll have minimal out of pocket expenses. Go for it! American Federal in Flanders NJ - Ask for Rich and tell him "wiley" sent you... or Jim and tell him Tahiti sent you
You can still sell even after you refi - as long as you don't have the house on the market right now?

I just requested a quote and for a 30-year fixed, it's now 5.424%. Do you have to request a quote every time you need to see what the rates are? I haven't been able to find a page that shows American Federal's rates.

[wileynj]

Originally Posted by timneh5

I just requested a quote and for a 30-year fixed, it's now 5.424%. Do you have to request a quote every time you need to see what the rates are? I haven't been able to find a page that shows American Federal's rates.

You have to call them or email them. I just used them and they kept to every promise they made!