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Old 05-26-2010, 01:47 PM
 
Location: Houston
291 posts, read 351,730 times
Reputation: 300

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For those interested but not following rates, they are at an all time low. I'm looking to refinance. Has anyone come across a real good rate for New Jersey?

Thanks.
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Old 05-26-2010, 01:48 PM
 
Location: Vermont
5,441 posts, read 15,544,215 times
Reputation: 2641
try Untitled Document

These guys need to fix the title on their page

but..... it says 4.75


that is what i am at now. we used loansearch 2x, first 6.0 then refi to 4.75. no huge problems.
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Old 05-26-2010, 11:07 PM
 
3,469 posts, read 3,374,435 times
Reputation: 1552
i believe hsbc is still have 0.25% discount for premier customer, and their rate is 4.75 the last time I check. So u can get it for 4.5% if you a premier customer
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Old 06-01-2010, 12:30 PM
 
Location: Sea Bright
1 posts, read 1,608 times
Reputation: 11
Default Read the fine print, or contact a professional

Most of what you read on websites regarding rates includes lots of "fine print." MOD CUT: READ THE RULES! Advertising not allowed on CD Forums. You do not have enough posts to make a recommendation. Rates are indeed fantastic of late, nearing all-time lows.

Last edited by linicx; 06-05-2010 at 03:45 AM..
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Old 06-03-2010, 01:51 PM
 
391 posts, read 1,352,262 times
Reputation: 217
i recently locked in 4.625 with American Federal, no points. not a re-fi though, i'm purchasing a home.
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Old 06-25-2010, 11:12 AM
 
59 posts, read 159,812 times
Reputation: 16
Default @ Joe Moving...

[quote=joe moving;14348254]try Untitled Document

These guys need to fix the title on their page

but..... it says 4.75


that is what i am at now. we used loansearch 2x, first 6.0 then refi to 4.75. no huge

How much were your closing costs with loansearch? I'm also looking to refi... and not sure if amfed is better or loansearch
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Old 06-25-2010, 12:39 PM
 
Location: Vermont
5,441 posts, read 15,544,215 times
Reputation: 2641
we had to pay for title insurance etc. i think it was a few thousand bucks in the end. try also https://www.asbnow.com/index.html.
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Old 06-26-2010, 12:51 PM
 
31 posts, read 51,759 times
Reputation: 10
We just locked in at 4.375 yesterday.
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Old 06-26-2010, 12:52 PM
 
31 posts, read 51,759 times
Reputation: 10
Granted we are moving from Morris county to upstate NY.
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